Douglas County, Colorado

County Distress Index: Healthy · 23.2 | 383,906 people · 64th most distressed in Colorado
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Douglas County, CO ranks among the least distressed counties in the country at 23.2 — 3069th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Colorado, it ranks 64th of 64 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Douglas County's primary driver is Housing Cost Burden at 60.3 — above the national median.

Housing Cost Burden Primary driver 60.3
Rent-Burdened (30%+) 90
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 93
Homeownership Rate 30
Rent-to-Income Ratio 14
Employment & Wages 37.7
Unemployment Rate 30
Wage-to-Rent Ratio 78
Business Formation Rate 5
Debt & Delinquency 14.8
Debt in Collections 3
Medical Debt 7
Student Loan Delinquency 8
Auto Loan Delinquency 7
Credit Card Delinquency 7
Bankruptcy Filing Rate 58
Community Vulnerability 3.0
Uninsured Rate 5
Disability Rate 1
Income & Poverty 0.2
Poverty Rate 0
Income vs. State Median 0
Child Poverty Rate 0

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Douglas County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Douglas County
Douglas County, CO 23.2 Healthy —
Arapahoe County, CO 44.6 Normal +21.4
El Paso County, CO 42.2 Normal +19.0
Teller County, CO 37.3 Normal +14.1
Jefferson County, CO 33.3 Healthy +10.1
Elbert County, CO 23.4 Healthy +0.2

Population Peers

County Score Zone vs. Douglas County
Loudoun County, VA 22.8 Healthy -0.4
Chester County, PA 23.8 Healthy +0.5
Johnson County, KS 22.3 Healthy -0.9
St. Charles County, MO 22.0 Healthy -1.3
Forsyth County, GA 24.8 Healthy +1.5

Download Data

Export all distress indicators for Douglas County as a CSV file.

Find Help in Douglas County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Douglas County.

DOUGLAS COUNTY HOUSING PARTNERSHIP
LONE TREE
303-784-7859 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Colorado →

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Douglas County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Colorado →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Douglas County, Colorado?

    Douglas County has a County Distress Index score of 23.2 out of 100, placing it in the Healthy zone. It ranks 3,069th nationally out of 3,144 counties and 64th in Colorado out of 64 counties.

  • What drives financial distress in Douglas County?

    The primary driver of distress in Douglas County is Housing Cost Burden, where the county scores 60.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Douglas County compare to neighboring counties?

    Douglas County (23.2) can be compared to its 5 neighboring counties: Arapahoe County, CO (44.6); El Paso County, CO (42.2); Teller County, CO (37.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Douglas County?

    Douglas County, Colorado has a population of approximately 383,906 (2023 Census estimate), classified as a large county.