Delta County, Colorado

County Distress Index: Elevated · 58.5 | 31,746 people · 11th most distressed in Colorado
American Default Research

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Delta County, CO registers elevated household financial distress with a score of 58.5 — 941st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Colorado, it ranks 11th of 64 counties. It scores higher than all 3 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Delta County's primary driver is Housing Cost Burden at 74.3 — above the national median.

Housing Cost Burden Primary driver 74.3
Rent-Burdened (30%+) 92
Severely Rent-Burdened (50%+) 81
Mortgage-Burdened (30%+) 90
Homeownership Rate 39
Rent-to-Income Ratio 70
Community Vulnerability 73.7
Uninsured Rate 71
Disability Rate 76
Income & Poverty 62.6
Poverty Rate 45
Income vs. State Median 93
Child Poverty Rate 50
Employment & Wages 51.6
Unemployment Rate 76
Wage-to-Rent Ratio 71
Business Formation Rate 8
Debt & Delinquency 30.0
Debt in Collections 19
Medical Debt 7
Student Loan Delinquency 43
Auto Loan Delinquency 31
Credit Card Delinquency 43
Bankruptcy Filing Rate 38

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Delta County compares to its 3 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Delta County
Delta County, CO 58.5 Elevated —
Mesa County, CO 49.1 Normal -9.4
Montrose County, CO 44.2 Normal -14.3
Gunnison County, CO 33.1 Healthy -25.3

Population Peers

County Score Zone vs. Delta County
Tift County, GA 58.5 Elevated -0.0
Marion County, IL 58.5 Elevated -0.0
Des Moines County, IA 58.5 Elevated +0.0
Obion County, TN 58.5 Elevated +0.0
Howard County, TX 58.4 Elevated -0.0

Download Data

Export all distress indicators for Delta County as a CSV file.

Find Help in Delta County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Delta County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Delta County, Colorado?

    Delta County has a County Distress Index score of 58.5 out of 100, placing it in the Elevated zone. It ranks 941st nationally out of 3,144 counties and 11th in Colorado out of 64 counties.

  • What drives financial distress in Delta County?

    The primary driver of distress in Delta County is Housing Cost Burden, where the county scores 74.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Delta County compare to neighboring counties?

    Delta County (58.5) can be compared to its 3 neighboring counties: Mesa County, CO (49.1); Montrose County, CO (44.2); Gunnison County, CO (33.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Delta County?

    Delta County, Colorado has a population of approximately 31,746 (2023 Census estimate), classified as a small county.