Garland County, Arkansas

County Distress Index: Serious · 67.7 | 99,784 people · 19th most distressed in Arkansas

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Garland County, AR shows significant household financial distress with a score of 67.7 — 329th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Arkansas, it ranks 19th of 75 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Garland County's primary driver is Community Vulnerability at 75.0 — worse than roughly 75% of U.S. counties.

Community Vulnerability Primary driver 75.0
Uninsured Rate 61
Disability Rate 89
Debt & Delinquency 72.5
Debt in Collections 74
Medical Debt 69
Student Loan Delinquency 52
Auto Loan Delinquency 78
Credit Card Delinquency 76
Bankruptcy Filing Rate 87
Income & Poverty 68.4
Poverty Rate 82
Income vs. State Median 34
Child Poverty Rate 90
Housing Cost Burden 65.1
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 68
Mortgage-Burdened (30%+) 44
Homeownership Rate 73
Rent-to-Income Ratio 76
Employment & Wages 57.3
Unemployment Rate 69
Wage-to-Rent Ratio 73
Business Formation Rate 30

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Garland County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Garland County
Garland County, AR 67.7 Serious
Montgomery County, AR 70.5 Serious +2.8
Yell County, AR 58.6 Elevated -9.1
Perry County, AR 56.7 Elevated -11.0
Hot Spring County, AR 55.8 Elevated -11.9
Saline County, AR 36.8 Normal -30.8

Population Peers

County Score Zone vs. Garland County
Lowndes County, GA 67.7 Serious -0.0
Yuba County, CA 67.6 Serious -0.1
Hamblen County, TN 67.5 Serious -0.1
Liberty County, TX 67.5 Serious -0.2
Liberty County, GA 67.5 Serious -0.2

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