Marshall County, Alabama

County Distress Index: Normal · 48.8 | 100,756 people · 57th most distressed in Alabama

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Marshall County, AL falls within the normal range for household financial distress at 48.8 — 1695th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 57th of 67 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Marshall County's primary driver is Debt & Delinquency at 77.1 — worse than roughly 77% of U.S. counties.

Debt & Delinquency Primary driver 77.1
Debt in Collections 76
Medical Debt 94
Student Loan Delinquency 75
Auto Loan Delinquency 80
Credit Card Delinquency 67
Bankruptcy Filing Rate 70
Community Vulnerability 56.1
Uninsured Rate 74
Disability Rate 38
Income & Poverty 53.5
Poverty Rate 70
Income vs. State Median 23
Child Poverty Rate 67
Housing Cost Burden 32.0
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 35
Homeownership Rate 44
Rent-to-Income Ratio 4
Employment & Wages 25.1
Unemployment Rate 1
Wage-to-Rent Ratio 6
Business Formation Rate 68

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Marshall County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Marshall County
Marshall County, AL 48.8 Normal
Etowah County, AL 63.5 Elevated +14.7
DeKalb County, AL 56.1 Elevated +7.4
Jackson County, AL 55.1 Elevated +6.3
Blount County, AL 55.0 Elevated +6.3
Cullman County, AL 50.4 Elevated +1.6
Morgan County, AL 46.9 Normal -1.9
Madison County, AL 36.5 Normal -12.3

Population Peers

County Score Zone vs. Marshall County
Hampshire County, MA 48.8 Normal +0.0
Suffolk city, VA 48.8 Normal +0.0
Washington County, NY 48.8 Normal +0.0
Livingston Parish, LA 48.8 Normal +0.1
Warren County, KY 48.6 Normal -0.2

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