Blount County, Alabama

County Distress Index: Elevated · 55.0 | 59,816 people · 39th most distressed in Alabama
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Blount County, AL registers elevated household financial distress with a score of 55.0 — 1209th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Alabama, it ranks 39th of 67 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Blount County's primary driver is Community Vulnerability at 69.9 — above the national median.

Community Vulnerability Primary driver 69.9
Uninsured Rate 66
Disability Rate 74
Debt & Delinquency 67.9
Debt in Collections 65
Medical Debt 60
Student Loan Delinquency 83
Auto Loan Delinquency 44
Credit Card Delinquency 72
Bankruptcy Filing Rate 84
Employment & Wages 57.0
Unemployment Rate 1
Wage-to-Rent Ratio 88
Business Formation Rate 82
Housing Cost Burden 46.6
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 40
Homeownership Rate 21
Rent-to-Income Ratio 70
Income & Poverty 33.8
Poverty Rate 44
Income vs. State Median 14
Child Poverty Rate 43

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Blount County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Blount County
Blount County, AL 55.0 Elevated —
Etowah County, AL 63.5 Elevated +8.4
Walker County, AL 58.2 Elevated +3.1
Jefferson County, AL 54.5 Elevated -0.5
Cullman County, AL 50.4 Elevated -4.6
Marshall County, AL 48.8 Normal -6.3
St. Clair County, AL 41.1 Normal -14.0

Population Peers

County Score Zone vs. Blount County
Raleigh County, WV 55.0 Elevated -0.0
Creek County, OK 55.1 Elevated +0.0
Jackson County, AL 55.1 Elevated +0.0
Greenwood County, SC 55.1 Elevated +0.1
Oswego County, NY 55.0 Elevated -0.1

Download Data

Export all distress indicators for Blount County as a CSV file.

Find Help in Blount County

Find an Attorney

Alabama State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alabama State Bar Lawyer Referral Service 1-800-392-5660

Free Legal Aid

Legal aid organizations serving Blount County residents at no cost.

Legal Services Alabama 1-866-456-4995
Alabama State Bar Lawyer Referral Service 1-800-392-5660

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Alabama →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Blount County, Alabama?

    Blount County has a County Distress Index score of 55.0 out of 100, placing it in the Elevated zone. It ranks 1,209th nationally out of 3,144 counties and 39th in Alabama out of 67 counties.

  • What drives financial distress in Blount County?

    The primary driver of distress in Blount County is Community Vulnerability, where the county scores 69.9 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Blount County compare to neighboring counties?

    Blount County (55.0) can be compared to its 6 neighboring counties: Etowah County, AL (63.5); Walker County, AL (58.2); Jefferson County, AL (54.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Blount County?

    Blount County, Alabama has a population of approximately 59,816 (2023 Census estimate), classified as a mid county.