Foreclosure Filings YoY Change
Change from a year earlier in U.S. properties with a foreclosure filing
Where the Foreclosure Filings YoY Change stands now
The Foreclosure Filings YoY Change was 15% in the second quarter of 2026. Since 2021 it has ranged from -78% in the first quarter of 2021 to 165% in the second quarter of 2022. It has been higher than a year earlier for five quarters in a row, though it dipped from the first quarter of 2026.
What it means for households: Foreclosure Statistics Behind on payments? How to Stop a Foreclosure
How the Foreclosure Filings YoY Change has moved since 2021
Foreclosure Filings YoY Change: up since 2024
Change from the same quarter a year earlier in U.S. properties with a foreclosure filing, percent (ATTOM): 15% in the second quarter of 2026, up from 13% a year earlier. Quarterly, 2021–2026.
What the Foreclosure Filings YoY Change measures
Foreclosure Filings YoY Change by quarter, 2021 to 2026
| Quarter | Rate (%) | Change from a year earlier (percentage points) |
|---|---|---|
| Q2 2026 | 15 | +2 |
| Q1 2026 | 26 | +28 |
| Q4 2025 | 32 | +41 |
| Q3 2025 | 17 | +30 |
| Q2 2025 | 13 | +21 |
| Q1 2025 | −2 | −2 |
| Q4 2024 | −9 | −11 |
| Q3 2024 | −13 | −22 |
| Q2 2024 | −8 | −16 |
| Q1 2024 | 0 | −22 |
| Q4 2023 | 2 | −59 |
| Q3 2023 | 9 | −95 |
| Q2 2023 | 8 | −157 |
| Q1 2023 | 22 | −110 |
| Q4 2022 | 61 | −21 |
| Q3 2022 | 104 | +36 |
| Q2 2022 | 165 | +154 |
| Q1 2022 | 132 | +210 |
| Q4 2021 | 82 | — |
| Q3 2021 | 68 | — |
| Q2 2021 | 11 | — |
| Q1 2021 | −78 | — |
Quarterly · ATTOM Data Solutions
Counties with the highest default and legal scores
There's no county figure for this measure, so this list uses the default and legal part of our County Distress Index.
| Rank | County | Score (0–100) |
|---|---|---|
| 1 | Coahoma County, MS | 99 |
| 2 | Clayton County, GA | 98.8 |
| 3 | Petersburg city, VA | 98.8 |
| 4 | Russell County, AL | 98.2 |
| 5 | Dougherty County, GA | 98.2 |
| 6 | Dallas County, AL | 98.1 |
| 7 | Bibb County, GA | 97.8 |
| 8 | Lauderdale County, TN | 97.1 |
| 9 | Crittenden County, AR | 96.9 |
| 10 | Montgomery County, AL | 96.9 |
Questions about foreclosure filings
How have foreclosure filings changed from a year ago?
In the second quarter of 2026, the number of U.S. properties with a foreclosure filing was 15% higher than a year earlier, by ATTOM's count. That change is up from 13% in the second quarter of 2025. The figure counts properties, not homes lost: most had a default notice or auction notice, not a completed foreclosure.
Is this the foreclosure rate?
No. The foreclosure rate ATTOM publishes is filings per housing unit. This indicator is the change in the count of properties with a filing from the same quarter a year earlier.
Does this count completed foreclosures?
Only in part. A property is counted if it had a document from any of three stages in the quarter: a default notice, a scheduled auction or a bank repossession. Completed foreclosures, where the lender takes the property back, are one of those stages, and ATTOM reports them separately.
Where does foreclosure filing data come from?
ATTOM Data Solutions collects publicly recorded and published foreclosure documents from U.S. counties. It publishes the quarterly national figure two to three weeks after each quarter ends, in its quarterly, mid-year and year-end foreclosure reports, with no fixed release calendar.
Sources and method for the Foreclosure Filings YoY Change
- ATTOM Data Solutions We use the quarterly figures as published, from the first quarter of 2021 through the second quarter of 2026, with no adjustment of our own. ATTOM Data Solutions doesn’t adjust this rate for the season, so compare a quarter with the same quarter a year earlier. ATTOM Data Solutions’s report
We write with assistance from AI tools. Figures come from the data and sources named on this page.