Legal Filings

Foreclosure Filings

Foreclosure activity across U.S. properties

What is the current Foreclosure Filings reading?

FORECLOSURE FILINGS
15%
properties with foreclosure filings

Foreclosure Filings YoY Change: 15% as of 2026-Q2. Source: ATTOM Data Solutions.

Foreclosure filings changed 15% year over year in Q2 2026, according to ATTOM Data Solutions.

This series reports the year-over-year change in filings, not the filing count. ATTOM Data Solutions puts that change at 15% for Q2 2026. Movement in this rate is acceleration or deceleration against the same quarter a year earlier; it does not establish that the underlying number of filings rose or fell from the quarter before.

Foreclosure filings, mortgage delinquencies, and completed foreclosures are separate measures. The FHA Signal reports delinquency rates, while this indicator reports properties receiving a default notice, scheduled auction, or bank repossession. Neither series by itself establishes how many cases will become completed foreclosures or future housing inventory.

Bankruptcy Filings report a separate legal filing count, while the Chapter 7-to-Chapter 13 filing ratio describes the composition of those cases. Neither measure establishes a household's motive, repayment capacity, or reason for using one bankruptcy chapter.

Source: ATTOM Data Solutions · Source data ↗ · Latest: 2026-Q2

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How has Foreclosure Filings changed over time?

CSV Chart Card
Foreclosure activity has turned upward since mid-2024
U.S. foreclosure filings, total properties
Foreclosure Filings
Historical data
Quarterly · ATTOM Data Solutions
Period Value YoY Change
Q2 2026 15% +2 pp
Q1 2026 32% +34 pp
Q4 2025 32% +40.7 pp
Q3 2025 17% +33 pp
Q2 2025 13% +17 pp
Q1 2025 -2% -1.2 pp
Q4 2024 -8.7% -6.7 pp
Q3 2024 -16% -28 pp
Q2 2024 -4% -15 pp
Q1 2024 -0.8% -14.5 pp
Q4 2023 -2% -64 pp
Q3 2023 12% -82.7 pp

Frequently Asked Questions

What is Foreclosure Filings YoY Change?

Foreclosure activity across U.S. properties

Why does Foreclosure Filings YoY Change matter for financial distress?

Foreclosure Filings YoY Change is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the Foreclosure Filings YoY Change data come from?

This data comes from ATTOM Data Solutions. More information: https://www.attomdata.com/news/market-trends/. The American Distress Index updates this indicator quarterly.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Why does Foreclosure Filings matter?

Foreclosure Filings is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
View methodology →
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