St. Croix County, Wisconsin

County Distress Index: Healthy · 25.9 | 96,763 people · 65th most distressed in Wisconsin

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

St. Croix County, WI ranks among the least distressed counties in the country at 25.9 — 3017th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Wisconsin, it ranks 65th of 72 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. St. Croix County's primary driver is Employment & Wages at 59.6 — above the national median.

Employment & Wages Primary driver 59.6
Unemployment Rate 45
Wage-to-Rent Ratio 94
Business Formation Rate 40
Housing Cost Burden 43.1
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 38
Mortgage-Burdened (30%+) 79
Homeownership Rate 24
Rent-to-Income Ratio 37
Debt & Delinquency 19.1
Debt in Collections 4
Medical Debt 28
Student Loan Delinquency 16
Auto Loan Delinquency 7
Credit Card Delinquency 11
Bankruptcy Filing Rate 49
Community Vulnerability 5.2
Uninsured Rate 5
Disability Rate 5
Income & Poverty 2.3
Poverty Rate 1
Income vs. State Median 5
Child Poverty Rate 1

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How St. Croix County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. St. Croix County
St. Croix County, WI 25.9 Healthy
Barron County, WI 38.3 Normal +12.4
Polk County, WI 37.3 Normal +11.4
Dunn County, WI 35.9 Normal +10.0
Pierce County, WI 34.0 Healthy +8.1
Washington County, MN 27.5 Healthy +1.6

Population Peers

County Score Zone vs. St. Croix County
Olmsted County, MN 25.8 Healthy -0.1
Livingston County, MI 25.3 Healthy -0.5
Columbia County, WI 25.3 Healthy -0.5
Geauga County, OH 25.3 Healthy -0.6
Scott County, MN 26.5 Healthy +0.7

Download Data

Export all distress indicators for St. Croix County as a CSV file.

Find Help in St. Croix County

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving St. Croix County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.