Ozaukee County, Wisconsin

County Distress Index: Healthy · 21.8 | 93,460 people · 70th most distressed in Wisconsin
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Ozaukee County, WI ranks among the least distressed counties in the country at 21.8 — 3095th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Wisconsin, it ranks 70th of 72 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ozaukee County's primary driver is Housing Cost Burden at 49.0 — above the national median.

Housing Cost Burden Primary driver 49.0
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 84
Homeownership Rate 58
Rent-to-Income Ratio 8
Employment & Wages 42.9
Unemployment Rate 10
Wage-to-Rent Ratio 67
Business Formation Rate 51
Debt & Delinquency 11.1
Debt in Collections 0
Medical Debt 21
Student Loan Delinquency 4
Auto Loan Delinquency 2
Credit Card Delinquency 3
Bankruptcy Filing Rate 36
Community Vulnerability 3.5
Uninsured Rate 1
Disability Rate 6
Income & Poverty 2.4
Poverty Rate 0
Income vs. State Median 7
Child Poverty Rate 0

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ozaukee County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ozaukee County
Ozaukee County, WI 21.8 Healthy —
Milwaukee County, WI 58.2 Elevated +36.4
Muskegon County, MI 53.3 Elevated +31.5
Oceana County, MI 48.7 Normal +26.9
Sheboygan County, WI 27.5 Healthy +5.7
Washington County, WI 24.6 Healthy +2.8
Waukesha County, WI 21.3 Healthy -0.4

Population Peers

County Score Zone vs. Ozaukee County
Arlington County, VA 21.9 Healthy +0.1
Outagamie County, WI 22.0 Healthy +0.3
Carver County, MN 22.3 Healthy +0.5
Calumet County, WI 22.3 Healthy +0.5
Union County, OH 21.2 Healthy -0.6

Download Data

Export all distress indicators for Ozaukee County as a CSV file.

Find Help in Ozaukee County

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Ozaukee County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Wisconsin →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Ozaukee County, Wisconsin?

    Ozaukee County has a County Distress Index score of 21.8 out of 100, placing it in the Healthy zone. It ranks 3,095th nationally out of 3,144 counties and 70th in Wisconsin out of 72 counties.

  • What drives financial distress in Ozaukee County?

    The primary driver of distress in Ozaukee County is Housing Cost Burden, where the county scores 49.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Ozaukee County compare to neighboring counties?

    Ozaukee County (21.8) can be compared to its 6 neighboring counties: Milwaukee County, WI (58.2); Muskegon County, MI (53.3); Oceana County, MI (48.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ozaukee County?

    Ozaukee County, Wisconsin has a population of approximately 93,460 (2023 Census estimate), classified as a mid county.