Ferry County, Washington

County Distress Index: Elevated · 51.5 | 7,497 people · 14th most distressed in Washington
American Default Research

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Ferry County, WA registers elevated household financial distress with a score of 51.5 — 1477th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Washington, it ranks 14th of 39 counties. Among its 3 neighboring counties, 2 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ferry County's primary driver is Income & Poverty at 84.6 — worse than roughly 85% of U.S. counties.

Income & Poverty Primary driver 84.6
Poverty Rate 74
Income vs. State Median 91
Child Poverty Rate 89
Employment & Wages 66.1
Unemployment Rate 95
Wage-to-Rent Ratio 22
Business Formation Rate 81
Community Vulnerability 59.3
Uninsured Rate 24
Disability Rate 95
Housing Cost Burden 35.6
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 28
Mortgage-Burdened (30%+) 27
Homeownership Rate 44
Rent-to-Income Ratio 44
Debt & Delinquency 12.1
Debt in Collections 6
Medical Debt 7
Student Loan Delinquency 18
Auto Loan Delinquency 5
Credit Card Delinquency 26
Bankruptcy Filing Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ferry County compares to its 3 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ferry County
Ferry County, WA 51.5 Elevated —
Okanogan County, WA 59.8 Elevated +8.3
Stevens County, WA 44.6 Normal -7.0
Lincoln County, WA 36.8 Normal -14.7

Population Peers

County Score Zone vs. Ferry County
Livingston County, KY 51.6 Elevated +0.1
Sherman County, OR 51.7 Elevated +0.1
Lynn County, TX 51.4 Elevated -0.1
Worth County, MO 51.7 Elevated +0.1
McCormick County, SC 51.4 Elevated -0.2

Download Data

Export all distress indicators for Ferry County as a CSV file.

Find Help in Ferry County

Find an Attorney

Washington State Bar Association — Find Legal Help offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Washington State Bar Association — Find Legal Help 1-800-945-9722

Free Legal Aid

Legal aid organizations serving Ferry County residents at no cost.

Northwest Justice Project (NJP) 1-888-201-1014
Columbia Legal Services 1-206-464-1122

Self-Help Resources

Washington Law Help — Foreclosure Free legal information and self-help resources for low-income Washington residents, including foreclosure guides, tenant rights in foreclosure, and links to legal aid.
Washington Courts Self-Help Resources Washington Courts website with forms, instructions, and resources for self-represented litigants including those involved in foreclosure-related proceedings.
DFI Foreclosure Assistance and Information Department of Financial Institutions page with foreclosure prevention resources, consumer alerts about foreclosure rescue scams, and links to assistance programs.

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Frequently Asked Questions

  • What is the distress score for Ferry County, Washington?

    Ferry County has a County Distress Index score of 51.5 out of 100, placing it in the Elevated zone. It ranks 1,477th nationally out of 3,144 counties and 14th in Washington out of 39 counties.

  • What drives financial distress in Ferry County?

    The primary driver of distress in Ferry County is Income & Poverty, where the county scores 84.6 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Ferry County compare to neighboring counties?

    Ferry County (51.5) can be compared to its 3 neighboring counties: Okanogan County, WA (59.8); Stevens County, WA (44.6); Lincoln County, WA (36.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ferry County?

    Ferry County, Washington has a population of approximately 7,497 (2023 Census estimate), classified as a tiny county.