York County, Virginia

County Distress Index: Healthy · 33.8 | 70,952 people · 113th most distressed in Virginia
American Default Research

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York County, VA ranks among the least distressed counties in the country at 33.8 — 2713th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 113th of 133 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. York County's primary driver is Housing Cost Burden at 69.1 — above the national median.

Housing Cost Burden Primary driver 69.1
Rent-Burdened (30%+) 73
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 89
Homeownership Rate 65
Rent-to-Income Ratio 41
Employment & Wages 58.8
Unemployment Rate 30
Wage-to-Rent Ratio 95
Business Formation Rate 51
Debt & Delinquency 26.1
Debt in Collections 14
Medical Debt 16
Student Loan Delinquency 25
Auto Loan Delinquency 25
Credit Card Delinquency 33
Bankruptcy Filing Rate 43
Community Vulnerability 12.2
Uninsured Rate 5
Disability Rate 19
Income & Poverty 2.7
Poverty Rate 3
Income vs. State Median 3
Child Poverty Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How York County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. York County
York County, VA 33.8 Healthy —
Newport News city, VA 65.8 Serious +32.0
Hampton city, VA 64.3 Elevated +30.6
Northampton County, VA 60.9 Elevated +27.1
Williamsburg city, VA 52.9 Elevated +19.2
Mathews County, VA 44.2 Normal +10.4
Gloucester County, VA 41.0 Normal +7.2
James City County, VA 35.2 Normal +1.4
Poquoson city, VA 26.7 Healthy -7.1

Population Peers

County Score Zone vs. York County
Ascension Parish, LA 33.8 Healthy +0.0
Eagle County, CO 33.7 Healthy -0.1
Fond du Lac County, WI 33.7 Healthy -0.1
Johnson County, IA 34.0 Healthy +0.2
St. Mary's County, MD 33.5 Healthy -0.3

Download Data

Export all distress indicators for York County as a CSV file.

Find Help in York County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving York County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for York County, Virginia?

    York County has a County Distress Index score of 33.8 out of 100, placing it in the Healthy zone. It ranks 2,713th nationally out of 3,144 counties and 113th in Virginia out of 133 counties.

  • What drives financial distress in York County?

    The primary driver of distress in York County is Housing Cost Burden, where the county scores 69.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does York County compare to neighboring counties?

    York County (33.8) can be compared to its 8 neighboring counties: Newport News city, VA (65.8); Hampton city, VA (64.3); Northampton County, VA (60.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of York County?

    York County, Virginia has a population of approximately 70,952 (2023 Census estimate), classified as a mid county.