Waynesboro city, Virginia

County Distress Index: Elevated · 63.2 | 23,182 people · 22nd most distressed in Virginia
American Default Research

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Waynesboro city, VA registers elevated household financial distress with a score of 63.2 — 611th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 22nd of 133 counties. It scores higher than all 1 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Waynesboro city's primary driver is Housing Cost Burden at 80.6 — worse than roughly 81% of U.S. counties.

Housing Cost Burden Primary driver 80.6
Rent-Burdened (30%+) 82
Severely Rent-Burdened (50%+) 71
Mortgage-Burdened (30%+) 70
Homeownership Rate 93
Rent-to-Income Ratio 88
Community Vulnerability 69.8
Uninsured Rate 60
Disability Rate 80
Income & Poverty 60.5
Poverty Rate 45
Income vs. State Median 81
Child Poverty Rate 56
Debt & Delinquency 55.7
Debt in Collections 53
Medical Debt 15
Student Loan Delinquency 66
Auto Loan Delinquency 82
Credit Card Delinquency 46
Bankruptcy Filing Rate 72
Employment & Wages 49.4
Unemployment Rate 19
Wage-to-Rent Ratio 83
Business Formation Rate 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Waynesboro city compares to its 1 neighboring county and population peers.

Neighboring Counties

County Score Zone vs. Waynesboro city
Waynesboro city, VA 63.2 Elevated —
Augusta County, VA 37.6 Normal -25.5

Population Peers

County Score Zone vs. Waynesboro city
Johnson County, TN 63.2 Elevated +0.0
Weakley County, TN 63.2 Elevated +0.0
Wharton County, TX 63.1 Elevated -0.0
Piscataquis County, ME 63.1 Elevated -0.0
Buchanan County, VA 63.1 Elevated -0.0

Download Data

Export all distress indicators for Waynesboro city as a CSV file.

Find Help in Waynesboro city

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Waynesboro city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Waynesboro city, Virginia?

    Waynesboro city has a County Distress Index score of 63.2 out of 100, placing it in the Elevated zone. It ranks 611th nationally out of 3,144 counties and 22nd in Virginia out of 133 counties.

  • What drives financial distress in Waynesboro city?

    The primary driver of distress in Waynesboro city is Housing Cost Burden, where the county scores 80.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Waynesboro city compare to neighboring counties?

    Waynesboro city (63.2) can be compared to its 1 neighboring county: Augusta County, VA (37.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Waynesboro city?

    Waynesboro city, Virginia has a population of approximately 23,182 (2023 Census estimate), classified as a small county.