Henrico County, Virginia

County Distress Index: Normal · 42.1 | 334,760 people · 83rd most distressed in Virginia
American Default Research

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Henrico County, VA falls within the normal range for household financial distress at 42.1 — 2207th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 83rd of 133 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henrico County's primary driver is Housing Cost Burden at 79.3 — worse than roughly 79% of U.S. counties.

Housing Cost Burden Primary driver 79.3
Rent-Burdened (30%+) 93
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 73
Homeownership Rate 85
Rent-to-Income Ratio 68
Debt & Delinquency 55.5
Debt in Collections 39
Medical Debt 23
Student Loan Delinquency 56
Auto Loan Delinquency 69
Credit Card Delinquency 53
Bankruptcy Filing Rate 93
Employment & Wages 36.2
Unemployment Rate 34
Wage-to-Rent Ratio 72
Business Formation Rate 3
Community Vulnerability 24.0
Uninsured Rate 36
Disability Rate 12
Income & Poverty 15.3
Poverty Rate 16
Income vs. State Median 10
Child Poverty Rate 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henrico County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henrico County
Henrico County, VA 42.1 Normal —
Richmond city, VA 62.4 Elevated +20.4
Charles City County, VA 50.7 Elevated +8.7
Chesterfield County, VA 38.1 Normal -4.0
New Kent County, VA 26.9 Healthy -15.2
Hanover County, VA 26.8 Healthy -15.2
Powhatan County, VA 24.6 Healthy -17.4
Goochland County, VA 13.9 Healthy -28.2

Population Peers

County Score Zone vs. Henrico County
El Paso County, CO 42.2 Normal +0.1
Kitsap County, WA 41.9 Normal -0.1
Snohomish County, WA 41.8 Normal -0.2
Capitol Planning Region, CT 41.8 Normal -0.2
Kane County, IL 42.3 Normal +0.3

Download Data

Export all distress indicators for Henrico County as a CSV file.

Find Help in Henrico County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Henrico County.

COMMONWEALTH CATHOLIC CHARITIES, RICHMOND,VA
Richmond
804-285-5900 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling
HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INCORPORATED
Richmond
804-354-0641 Website
Foreclosure PreventionMortgage HelpFinancial CounselingPost-Purchase
QUIN RIVERS, INC DBA Thrive Virginia
Henrico
804-362-6835 Website
Financial CounselingFinancial CounselingFair HousingHomeless/Displacement

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Henrico County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

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Frequently Asked Questions

  • What is the distress score for Henrico County, Virginia?

    Henrico County has a County Distress Index score of 42.1 out of 100, placing it in the Normal zone. It ranks 2,207th nationally out of 3,144 counties and 83rd in Virginia out of 133 counties.

  • What drives financial distress in Henrico County?

    The primary driver of distress in Henrico County is Housing Cost Burden, where the county scores 79.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Henrico County compare to neighboring counties?

    Henrico County (42.1) can be compared to its 7 neighboring counties: Richmond city, VA (62.4); Charles City County, VA (50.7); Chesterfield County, VA (38.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henrico County?

    Henrico County, Virginia has a population of approximately 334,760 (2023 Census estimate), classified as a large county.