Goochland County, Virginia

County Distress Index: Healthy · 13.9 | 27,197 people · 133rd most distressed in Virginia
American Default Research

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Goochland County, VA ranks among the least distressed counties in the country at 13.9 — 3143rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Virginia, it ranks 133rd of 133 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Goochland County's primary driver is Housing Cost Burden at 25.0 — above the national median.

Housing Cost Burden Primary driver 25.0
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 37
Mortgage-Burdened (30%+) 44
Homeownership Rate 2
Rent-to-Income Ratio 7
Debt & Delinquency 18.8
Debt in Collections 5
Medical Debt 20
Student Loan Delinquency 8
Auto Loan Delinquency 17
Credit Card Delinquency 3
Bankruptcy Filing Rate 60
Employment & Wages 16.2
Unemployment Rate 23
Wage-to-Rent Ratio 2
Business Formation Rate 24
Community Vulnerability 6.5
Uninsured Rate 1
Disability Rate 12
Income & Poverty 3.0
Poverty Rate 3
Income vs. State Median 1
Child Poverty Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Goochland County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Goochland County
Goochland County, VA 13.9 Healthy —
Cumberland County, VA 50.0 Normal +36.1
Henrico County, VA 42.1 Normal +28.2
Louisa County, VA 40.2 Normal +26.3
Chesterfield County, VA 38.1 Normal +24.2
Fluvanna County, VA 34.7 Healthy +20.8
Hanover County, VA 26.8 Healthy +12.9
Powhatan County, VA 24.6 Healthy +10.7

Population Peers

County Score Zone vs. Goochland County
Los Alamos County, NM 13.3 Healthy -0.6
Lyon County, IA 16.9 Healthy +3.0
Oconee County, GA 18.3 Healthy +4.4
Nemaha County, KS 18.3 Healthy +4.4
Grundy County, IA 18.4 Healthy +4.5

Download Data

Export all distress indicators for Goochland County as a CSV file.

Find Help in Goochland County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Goochland County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Goochland County, Virginia?

    Goochland County has a County Distress Index score of 13.9 out of 100, placing it in the Healthy zone. It ranks 3,143rd nationally out of 3,144 counties and 133rd in Virginia out of 133 counties.

  • What drives financial distress in Goochland County?

    The primary driver of distress in Goochland County is Housing Cost Burden, where the county scores 25.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Goochland County compare to neighboring counties?

    Goochland County (13.9) can be compared to its 7 neighboring counties: Cumberland County, VA (50.0); Henrico County, VA (42.1); Louisa County, VA (40.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Goochland County?

    Goochland County, Virginia has a population of approximately 27,197 (2023 Census estimate), classified as a small county.