Gloucester County, Virginia

County Distress Index: Normal · 41.0 | 40,057 people · 86th most distressed in Virginia
American Default Research

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Gloucester County, VA falls within the normal range for household financial distress at 41.0 — 2290th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Virginia, it ranks 86th of 133 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gloucester County's primary driver is Employment & Wages at 63.5 — above the national median.

Employment & Wages Primary driver 63.5
Unemployment Rate 23
Wage-to-Rent Ratio 98
Business Formation Rate 70
Housing Cost Burden 51.1
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 17
Mortgage-Burdened (30%+) 77
Homeownership Rate 20
Rent-to-Income Ratio 85
Debt & Delinquency 42.7
Debt in Collections 38
Medical Debt 17
Student Loan Delinquency 30
Auto Loan Delinquency 49
Credit Card Delinquency 60
Bankruptcy Filing Rate 62
Community Vulnerability 35.2
Uninsured Rate 8
Disability Rate 62
Income & Poverty 12.3
Poverty Rate 7
Income vs. State Median 16
Child Poverty Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gloucester County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gloucester County
Gloucester County, VA 41.0 Normal —
Middlesex County, VA 48.4 Normal +7.4
King and Queen County, VA 46.6 Normal +5.6
Mathews County, VA 44.2 Normal +3.2
James City County, VA 35.2 Normal -5.8
York County, VA 33.8 Healthy -7.2

Population Peers

County Score Zone vs. Gloucester County
Boundary County, ID 41.0 Normal 0.0
Marshall County, IA 41.0 Normal 0.0
Lewis County, NY 41.0 Normal -0.0
Skamania County, WA 40.9 Normal -0.0
Latah County, ID 40.9 Normal -0.0

Download Data

Export all distress indicators for Gloucester County as a CSV file.

Find Help in Gloucester County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Gloucester County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

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Frequently Asked Questions

  • What is the distress score for Gloucester County, Virginia?

    Gloucester County has a County Distress Index score of 41.0 out of 100, placing it in the Normal zone. It ranks 2,290th nationally out of 3,144 counties and 86th in Virginia out of 133 counties.

  • What drives financial distress in Gloucester County?

    The primary driver of distress in Gloucester County is Employment & Wages, where the county scores 63.5 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Gloucester County compare to neighboring counties?

    Gloucester County (41.0) can be compared to its 5 neighboring counties: Middlesex County, VA (48.4); King and Queen County, VA (46.6); Mathews County, VA (44.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Gloucester County?

    Gloucester County, Virginia has a population of approximately 40,057 (2023 Census estimate), classified as a small county.