Rutland County, Vermont

County Distress Index: Normal · 44.9 | 60,271 people · 4th most distressed in Vermont
American Default Research

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Rutland County, VT falls within the normal range for household financial distress at 44.9 — 2002nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Vermont, it ranks 4th of 14 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Rutland County's primary driver is Housing Cost Burden at 80.4 — worse than roughly 80% of U.S. counties.

Housing Cost Burden Primary driver 80.4
Rent-Burdened (30%+) 91
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 85
Homeownership Rate 58
Rent-to-Income Ratio 84
Income & Poverty 46.9
Poverty Rate 36
Income vs. State Median 83
Child Poverty Rate 21
Employment & Wages 43.1
Unemployment Rate 13
Wage-to-Rent Ratio 68
Business Formation Rate 48
Community Vulnerability 27.7
Uninsured Rate 8
Disability Rate 47
Debt & Delinquency 26.4
Debt in Collections 30
Medical Debt 7
Student Loan Delinquency 61
Auto Loan Delinquency 18
Credit Card Delinquency 36
Bankruptcy Filing Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Rutland County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Rutland County
Rutland County, VT 44.9 Normal —
Washington County, NY 48.8 Normal +3.9
Bennington County, VT 45.3 Normal +0.4
Windsor County, VT 32.7 Healthy -12.2
Addison County, VT 31.6 Healthy -13.3

Population Peers

County Score Zone vs. Rutland County
Douglas County, KS 44.9 Normal 0.0
Parker County, TX 44.9 Normal +0.0
DeSoto County, MS 44.9 Normal +0.1
Marquette County, MI 44.8 Normal -0.1
Nevada County, CA 44.8 Normal -0.1

Download Data

Export all distress indicators for Rutland County as a CSV file.

Find Help in Rutland County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Rutland County.

BENNINGTON-RUTLAND OPPORTUNITY COUNCIL, INC. (BROC)
Rutland
802-665-1704 Website
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPost-Purchase
NEIGHBORWORKS OF WESTERN VERMONT
Rutland
802-438-2303 Website
Foreclosure PreventionFinancial CounselingHome Improvement/RehabPre-Purchase

See all counselors in Vermont →

Find an Attorney

Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

Free Legal Aid

Legal aid organizations serving Rutland County residents at no cost.

Vermont Legal Aid 1-800-889-2047
Legal Services Vermont (800) 889-2047

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Vermont →

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Frequently Asked Questions

  • What is the distress score for Rutland County, Vermont?

    Rutland County has a County Distress Index score of 44.9 out of 100, placing it in the Normal zone. It ranks 2,002nd nationally out of 3,144 counties and 4th in Vermont out of 14 counties.

  • What drives financial distress in Rutland County?

    The primary driver of distress in Rutland County is Housing Cost Burden, where the county scores 80.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Rutland County compare to neighboring counties?

    Rutland County (44.9) can be compared to its 4 neighboring counties: Washington County, NY (48.8); Bennington County, VT (45.3); Windsor County, VT (32.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Rutland County?

    Rutland County, Vermont has a population of approximately 60,271 (2023 Census estimate), classified as a mid county.