Cache County, Utah

County Distress Index: Healthy · 32.9 | 142,393 people · 19th most distressed in Utah

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Cache County, UT ranks among the least distressed counties in the country at 32.9 — 2763rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Utah, it ranks 19th of 29 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cache County's primary driver is Housing Cost Burden at 63.6 — above the national median.

Housing Cost Burden Primary driver 63.6
Rent-Burdened (30%+) 73
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 76
Homeownership Rate 87
Rent-to-Income Ratio 19
Employment & Wages 37.2
Unemployment Rate 23
Wage-to-Rent Ratio 74
Business Formation Rate 15
Debt & Delinquency 23.6
Debt in Collections 6
Medical Debt 30
Student Loan Delinquency 6
Auto Loan Delinquency 12
Credit Card Delinquency 19
Bankruptcy Filing Rate 70
Community Vulnerability 20.1
Uninsured Rate 38
Disability Rate 2
Income & Poverty 19.8
Poverty Rate 26
Income vs. State Median 27
Child Poverty Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cache County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cache County
Cache County, UT 32.9 Healthy
Weber County, UT 41.2 Normal +8.3
Bear Lake County, ID 34.0 Healthy +1.1
Franklin County, ID 31.4 Healthy -1.5
Oneida County, ID 30.5 Healthy -2.3
Box Elder County, UT 29.8 Healthy -3.1
Rich County, UT 28.4 Healthy -4.5

Population Peers

County Score Zone vs. Cache County
Chatham County, NC 32.8 Healthy -0.1
Johnson County, IN 32.7 Healthy -0.2
Windsor County, VT 32.7 Healthy -0.2
Frederick County, VA 32.7 Healthy -0.2
Bristol County, RI 33.1 Healthy +0.2

Download Data

Export all distress indicators for Cache County as a CSV file.

Find Help in Cache County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Cache County.

NEIGHBORHOOD NONPROFIT HOUSING CORPORATION
Logan
Financial CounselingPre-PurchaseReverse Mortgage
UTAH STATE UNIVERSITY - FAMILY LIFE CENTER - HFC
Logan
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Cache County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.