Young County, Texas

County Distress Index: Normal · 48.2 | 18,124 people · 195th most distressed in Texas
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Young County, TX falls within the normal range for household financial distress at 48.2 — 1734th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 195th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Young County's primary driver is Community Vulnerability at 75.9 — worse than roughly 76% of U.S. counties.

Community Vulnerability Primary driver 75.9
Uninsured Rate 95
Disability Rate 57
Debt & Delinquency 61.0
Debt in Collections 67
Medical Debt 85
Student Loan Delinquency 91
Auto Loan Delinquency 33
Credit Card Delinquency 63
Bankruptcy Filing Rate 27
Income & Poverty 51.5
Poverty Rate 58
Income vs. State Median 35
Child Poverty Rate 61
Housing Cost Burden 30.9
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 21
Homeownership Rate 58
Rent-to-Income Ratio 25
Employment & Wages 21.5
Unemployment Rate 27
Wage-to-Rent Ratio 7
Business Formation Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Young County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Young County
Young County, TX 48.2 Normal —
Palo Pinto County, TX 69.3 Serious +21.1
Baylor County, TX 66.1 Serious +18.0
Stephens County, TX 64.2 Elevated +16.0
Throckmorton County, TX 56.2 Elevated +8.1
Jack County, TX 53.5 Elevated +5.4
Archer County, TX 44.8 Normal -3.4

Population Peers

County Score Zone vs. Young County
Alexander County, NC 48.2 Normal -0.0
Humphreys County, TN 48.2 Normal +0.0
Banks County, GA 48.1 Normal -0.0
Idaho County, ID 48.1 Normal -0.1
Pend Oreille County, WA 48.1 Normal -0.1

Download Data

Export all distress indicators for Young County as a CSV file.

Find Help in Young County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Young County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Young County, Texas?

    Young County has a County Distress Index score of 48.2 out of 100, placing it in the Normal zone. It ranks 1,734th nationally out of 3,144 counties and 195th in Texas out of 254 counties.

  • What drives financial distress in Young County?

    The primary driver of distress in Young County is Community Vulnerability, where the county scores 75.9 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Young County compare to neighboring counties?

    Young County (48.2) can be compared to its 6 neighboring counties: Palo Pinto County, TX (69.3); Baylor County, TX (66.1); Stephens County, TX (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Young County?

    Young County, Texas has a population of approximately 18,124 (2023 Census estimate), classified as a small county.