Wilson County, Texas

County Distress Index: Normal · 45.6 | 54,183 people · 209th most distressed in Texas

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Wilson County, TX falls within the normal range for household financial distress at 45.6 — 1930th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Texas, it ranks 209th of 254 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wilson County's primary driver is Debt & Delinquency at 60.8 — above the national median.

Debt & Delinquency Primary driver 60.8
Debt in Collections 69
Medical Debt 89
Student Loan Delinquency 65
Auto Loan Delinquency 66
Credit Card Delinquency 45
Bankruptcy Filing Rate 32
Employment & Wages 55.1
Unemployment Rate 41
Wage-to-Rent Ratio 88
Business Formation Rate 36
Community Vulnerability 52.1
Uninsured Rate 73
Disability Rate 31
Housing Cost Burden 41.8
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 52
Mortgage-Burdened (30%+) 76
Homeownership Rate 3
Rent-to-Income Ratio 40
Income & Poverty 18.2
Poverty Rate 20
Income vs. State Median 6
Child Poverty Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wilson County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wilson County
Wilson County, TX 45.6 Normal
Karnes County, TX 67.4 Serious +21.8
Bexar County, TX 62.9 Elevated +17.3
Gonzales County, TX 61.2 Elevated +15.6
Atascosa County, TX 61.1 Elevated +15.5
Guadalupe County, TX 41.7 Normal -3.9

Population Peers

County Score Zone vs. Wilson County
St. Charles Parish, LA 45.6 Normal -0.0
Wayne County, PA 45.6 Normal +0.0
Bonner County, ID 45.7 Normal +0.1
Matanuska-Susitna Borough, AK 45.8 Normal +0.1
Otsego County, NY 45.8 Normal +0.1

Download Data

Export all distress indicators for Wilson County as a CSV file.

Find Help in Wilson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Wilson County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.