Williamson County, Texas

County Distress Index: Normal · 37.2 | 697,191 people · 242nd most distressed in Texas
American Default Research

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Williamson County, TX falls within the normal range for household financial distress at 37.2 — 2528th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Texas, it ranks 242nd of 254 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Williamson County's primary driver is Housing Cost Burden at 72.3 — above the national median.

Housing Cost Burden Primary driver 72.3
Rent-Burdened (30%+) 83
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 95
Homeownership Rate 80
Rent-to-Income Ratio 39
Debt & Delinquency 40.6
Debt in Collections 46
Medical Debt 61
Student Loan Delinquency 2
Auto Loan Delinquency 54
Credit Card Delinquency 45
Bankruptcy Filing Rate 35
Employment & Wages 37.5
Unemployment Rate 34
Wage-to-Rent Ratio 69
Business Formation Rate 9
Community Vulnerability 33.4
Uninsured Rate 61
Disability Rate 5
Income & Poverty 2.1
Poverty Rate 2
Income vs. State Median 1
Child Poverty Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Williamson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Williamson County
Williamson County, TX 37.2 Normal —
Bell County, TX 59.6 Elevated +22.4
Milam County, TX 59.1 Elevated +21.9
Bastrop County, TX 53.1 Elevated +15.9
Lee County, TX 47.8 Normal +10.7
Burnet County, TX 41.5 Normal +4.3
Travis County, TX 39.8 Normal +2.6

Population Peers

County Score Zone vs. Williamson County
Bergen County, NJ 37.1 Normal -0.1
Westchester County, NY 37.0 Normal -0.2
Albany County, NY 36.9 Normal -0.3
Kent County, MI 37.7 Normal +0.5
Cherokee County, GA 37.8 Normal +0.6

Download Data

Export all distress indicators for Williamson County as a CSV file.

Find Help in Williamson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Williamson County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Williamson County, Texas?

    Williamson County has a County Distress Index score of 37.2 out of 100, placing it in the Normal zone. It ranks 2,528th nationally out of 3,144 counties and 242nd in Texas out of 254 counties.

  • What drives financial distress in Williamson County?

    The primary driver of distress in Williamson County is Housing Cost Burden, where the county scores 72.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Williamson County compare to neighboring counties?

    Williamson County (37.2) can be compared to its 6 neighboring counties: Bell County, TX (59.6); Milam County, TX (59.1); Bastrop County, TX (53.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Williamson County?

    Williamson County, Texas has a population of approximately 697,191 (2023 Census estimate), classified as a large county.