Wheeler County, Texas

County Distress Index: Elevated · 57.9 | 4,804 people · 132nd most distressed in Texas

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Wheeler County, TX registers elevated household financial distress with a score of 57.9 — 1002nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 132nd of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wheeler County's primary driver is Community Vulnerability at 77.8 — worse than roughly 78% of U.S. counties.

Community Vulnerability Primary driver 77.8
Uninsured Rate 95
Disability Rate 61
Income & Poverty 64.5
Poverty Rate 56
Income vs. State Median 72
Child Poverty Rate 65
Debt & Delinquency 61.1
Debt in Collections 70
Medical Debt 85
Student Loan Delinquency 80
Auto Loan Delinquency 65
Credit Card Delinquency 51
Bankruptcy Filing Rate 16
Employment & Wages 50.7
Unemployment Rate 19
Wage-to-Rent Ratio 63
Business Formation Rate 70
Housing Cost Burden 35.4
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 18
Homeownership Rate 26
Rent-to-Income Ratio 59

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wheeler County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wheeler County
Wheeler County, TX 57.9 Elevated
Donley County, TX 62.1 Elevated +4.2
Beckham County, OK 62.0 Elevated +4.2
Gray County, TX 59.6 Elevated +1.7
Collingsworth County, TX 58.9 Elevated +1.0
Roger Mills County, OK 52.3 Elevated -5.5
Hemphill County, TX 49.9 Normal -8.0
Roberts County, TX 45.0 Normal -12.9

Population Peers

County Score Zone vs. Wheeler County
Culberson County, TX 58.0 Elevated +0.1
Blaine County, MT 57.8 Elevated -0.1
Galax city, VA 57.7 Elevated -0.1
Grant County, OR 57.6 Elevated -0.2
Sedgwick County, CO 57.6 Elevated -0.3

Download Data

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Find Help in Wheeler County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Wheeler County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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