Shackelford County, Texas

County Distress Index: Normal · 44.9 | 3,229 people · 213th most distressed in Texas
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Shackelford County, TX falls within the normal range for household financial distress at 44.9 — 1995th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 213th of 254 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Shackelford County's primary driver is Community Vulnerability at 80.3 — worse than roughly 80% of U.S. counties.

Community Vulnerability Primary driver 80.3
Uninsured Rate 84
Disability Rate 77
Debt & Delinquency 72.8
Debt in Collections 75
Medical Debt 93
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 83
Bankruptcy Filing Rate 33
Income & Poverty 40.9
Poverty Rate 44
Income vs. State Median 23
Child Poverty Rate 56
Housing Cost Burden 17.4
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 13
Homeownership Rate 11
Rent-to-Income Ratio 11
Employment & Wages 13.4
Unemployment Rate 23
Wage-to-Rent Ratio 5
Business Formation Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Shackelford County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Shackelford County
Shackelford County, TX 44.9 Normal —
Jones County, TX 71.1 Serious +26.2
Haskell County, TX 67.3 Serious +22.3
Stephens County, TX 64.2 Elevated +19.2
Eastland County, TX 62.7 Elevated +17.8
Throckmorton County, TX 56.2 Elevated +11.3
Callahan County, TX 54.7 Elevated +9.8

Population Peers

County Score Zone vs. Shackelford County
Cheyenne County, NE 45.0 Normal +0.0
Valley County, MT 45.0 Normal +0.0
Roberts County, TX 45.0 Normal +0.0
Charles Mix County, SD 44.9 Normal -0.1
Carlisle County, KY 45.0 Normal +0.1

Download Data

Export all distress indicators for Shackelford County as a CSV file.

Find Help in Shackelford County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Shackelford County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Shackelford County, Texas?

    Shackelford County has a County Distress Index score of 44.9 out of 100, placing it in the Normal zone. It ranks 1,995th nationally out of 3,144 counties and 213th in Texas out of 254 counties.

  • What drives financial distress in Shackelford County?

    The primary driver of distress in Shackelford County is Community Vulnerability, where the county scores 80.3 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Shackelford County compare to neighboring counties?

    Shackelford County (44.9) can be compared to its 6 neighboring counties: Jones County, TX (71.1); Haskell County, TX (67.3); Stephens County, TX (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Shackelford County?

    Shackelford County, Texas has a population of approximately 3,229 (2023 Census estimate), classified as a tiny county.