Refugio County, Texas

County Distress Index: Serious · 71.8 | 6,666 people · 25th most distressed in Texas

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Refugio County, TX shows significant household financial distress with a score of 71.8 — 136th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 25th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Refugio County's primary driver is Community Vulnerability at 88.2 — worse than roughly 88% of U.S. counties.

Community Vulnerability Primary driver 88.2
Uninsured Rate 92
Disability Rate 85
Income & Poverty 78.4
Poverty Rate 72
Income vs. State Median 80
Child Poverty Rate 83
Debt & Delinquency 74.5
Debt in Collections 93
Medical Debt 81
Student Loan Delinquency 80
Auto Loan Delinquency 92
Credit Card Delinquency 78
Bankruptcy Filing Rate 22
Employment & Wages 61.3
Unemployment Rate 74
Wage-to-Rent Ratio 24
Business Formation Rate 86
Housing Cost Burden 56.8
Rent-Burdened (30%+) 95
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 5
Homeownership Rate 29
Rent-to-Income Ratio 60

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Refugio County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Refugio County
Refugio County, TX 71.8 Serious
Bee County, TX 76.9 Serious +5.0
San Patricio County, TX 73.3 Serious +1.5
Victoria County, TX 67.0 Serious -4.8
Aransas County, TX 66.6 Serious -5.3
Goliad County, TX 54.1 Elevated -17.7
Calhoun County, TX 51.3 Elevated -20.5

Population Peers

County Score Zone vs. Refugio County
Carter County, MO 71.9 Serious +0.0
Marion County, TX 71.7 Serious -0.2
Quitman County, MS 72.1 Serious +0.2
McCulloch County, TX 71.5 Serious -0.3
Stewart County, GA 72.3 Serious +0.4

Download Data

Export all distress indicators for Refugio County as a CSV file.

Find Help in Refugio County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Refugio County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.