Randall County, Texas

County Distress Index: Normal · 41.7 | 148,255 people · 226th most distressed in Texas
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Randall County, TX falls within the normal range for household financial distress at 41.7 — 2229th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 226th of 254 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Randall County's primary driver is Debt & Delinquency at 65.0 — above the national median.

Debt & Delinquency Primary driver 65.0
Debt in Collections 68
Medical Debt 92
Student Loan Delinquency 74
Auto Loan Delinquency 49
Credit Card Delinquency 57
Bankruptcy Filing Rate 50
Housing Cost Burden 58.6
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 58
Mortgage-Burdened (30%+) 88
Homeownership Rate 76
Rent-to-Income Ratio 7
Community Vulnerability 39.0
Uninsured Rate 67
Disability Rate 11
Employment & Wages 35.0
Unemployment Rate 10
Wage-to-Rent Ratio 46
Business Formation Rate 49
Income & Poverty 10.9
Poverty Rate 11
Income vs. State Median 8
Child Poverty Rate 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Randall County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Randall County
Randall County, TX 41.7 Normal —
Swisher County, TX 70.4 Serious +28.7
Potter County, TX 66.8 Serious +25.0
Deaf Smith County, TX 57.2 Elevated +15.5
Castro County, TX 53.7 Elevated +12.0
Oldham County, TX 50.3 Elevated +8.5
Carson County, TX 35.7 Normal -6.0
Armstrong County, TX 30.2 Healthy -11.6

Population Peers

County Score Zone vs. Randall County
Madison County, NY 41.7 Normal 0.0
Guadalupe County, TX 41.7 Normal -0.0
Leavenworth County, KS 41.8 Normal +0.1
Boone County, IL 41.6 Normal -0.1
Fairfield County, OH 41.9 Normal +0.2

Download Data

Export all distress indicators for Randall County as a CSV file.

Find Help in Randall County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Randall County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Randall County, Texas?

    Randall County has a County Distress Index score of 41.7 out of 100, placing it in the Normal zone. It ranks 2,229th nationally out of 3,144 counties and 226th in Texas out of 254 counties.

  • What drives financial distress in Randall County?

    The primary driver of distress in Randall County is Debt & Delinquency, where the county scores 65.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Randall County compare to neighboring counties?

    Randall County (41.7) can be compared to its 7 neighboring counties: Swisher County, TX (70.4); Potter County, TX (66.8); Deaf Smith County, TX (57.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Randall County?

    Randall County, Texas has a population of approximately 148,255 (2023 Census estimate), classified as a mid county.