Parker County, Texas

County Distress Index: Normal · 44.9 | 173,494 people · 215th most distressed in Texas
American Default Research

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Parker County, TX falls within the normal range for household financial distress at 44.9 — 2000th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Texas, it ranks 215th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Parker County's primary driver is Housing Cost Burden at 60.1 — above the national median.

Housing Cost Burden Primary driver 60.1
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 90
Homeownership Rate 10
Rent-to-Income Ratio 50
Debt & Delinquency 59.7
Debt in Collections 61
Medical Debt 89
Student Loan Delinquency 63
Auto Loan Delinquency 46
Credit Card Delinquency 43
Bankruptcy Filing Rate 57
Community Vulnerability 53.3
Uninsured Rate 81
Disability Rate 25
Employment & Wages 45.0
Unemployment Rate 27
Wage-to-Rent Ratio 93
Business Formation Rate 15
Income & Poverty 6.3
Poverty Rate 8
Income vs. State Median 2
Child Poverty Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Parker County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Parker County
Parker County, TX 44.9 Normal —
Palo Pinto County, TX 69.3 Serious +24.4
Tarrant County, TX 56.6 Elevated +11.7
Johnson County, TX 54.2 Elevated +9.4
Jack County, TX 53.5 Elevated +8.6
Hood County, TX 49.3 Normal +4.4
Wise County, TX 43.9 Normal -1.0

Population Peers

County Score Zone vs. Parker County
Douglas County, KS 44.9 Normal -0.0
Rutland County, VT 44.9 Normal -0.0
DeSoto County, MS 44.9 Normal +0.0
Marquette County, MI 44.8 Normal -0.1
Nevada County, CA 44.8 Normal -0.1

Download Data

Export all distress indicators for Parker County as a CSV file.

Find Help in Parker County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Parker County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Parker County, Texas?

    Parker County has a County Distress Index score of 44.9 out of 100, placing it in the Normal zone. It ranks 2,000th nationally out of 3,144 counties and 215th in Texas out of 254 counties.

  • What drives financial distress in Parker County?

    The primary driver of distress in Parker County is Housing Cost Burden, where the county scores 60.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Parker County compare to neighboring counties?

    Parker County (44.9) can be compared to its 6 neighboring counties: Palo Pinto County, TX (69.3); Tarrant County, TX (56.6); Johnson County, TX (54.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Parker County?

    Parker County, Texas has a population of approximately 173,494 (2023 Census estimate), classified as a mid county.