Karnes County, Texas

County Distress Index: Serious · 67.4 | 15,018 people · 56th most distressed in Texas

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Karnes County, TX shows significant household financial distress with a score of 67.4 — 349th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 56th of 254 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Karnes County's primary driver is Community Vulnerability at 77.2 — worse than roughly 77% of U.S. counties.

Community Vulnerability Primary driver 77.2
Uninsured Rate 91
Disability Rate 63
Income & Poverty 73.4
Poverty Rate 94
Income vs. State Median 43
Child Poverty Rate 84
Debt & Delinquency 73.1
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 83
Credit Card Delinquency 80
Bankruptcy Filing Rate 6
Housing Cost Burden 64.1
Rent-Burdened (30%+) 49
Severely Rent-Burdened (50%+) 89
Mortgage-Burdened (30%+) 21
Homeownership Rate 84
Rent-to-Income Ratio 78
Employment & Wages 49.2
Unemployment Rate 49
Wage-to-Rent Ratio 15
Business Formation Rate 84

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Karnes County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Karnes County
Karnes County, TX 67.4 Serious
Bee County, TX 76.9 Serious +9.5
DeWitt County, TX 65.9 Serious -1.5
Live Oak County, TX 61.4 Elevated -6.0
Gonzales County, TX 61.2 Elevated -6.2
Atascosa County, TX 61.1 Elevated -6.3
Goliad County, TX 54.1 Elevated -13.3
Wilson County, TX 45.6 Normal -21.8

Population Peers

County Score Zone vs. Karnes County
Sunflower County, MS 67.4 Serious +0.0
Richland Parish, LA 67.4 Serious -0.0
Magoffin County, KY 67.4 Serious -0.0
Marion County, SC 67.4 Serious +0.0
Tallahatchie County, MS 67.3 Serious -0.1

Download Data

Export all distress indicators for Karnes County as a CSV file.

Find Help in Karnes County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Karnes County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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