Jones County, Texas

County Distress Index: Serious · 71.1 | 20,381 people · 31st most distressed in Texas

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Jones County, TX shows significant household financial distress with a score of 71.1 — 155th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 31st of 254 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jones County's primary driver is Income & Poverty at 79.4 — worse than roughly 79% of U.S. counties.

Income & Poverty Primary driver 79.4
Poverty Rate 87
Income vs. State Median 83
Child Poverty Rate 68
Community Vulnerability 76.6
Uninsured Rate 95
Disability Rate 59
Debt & Delinquency 71.0
Debt in Collections 93
Medical Debt 96
Student Loan Delinquency 45
Auto Loan Delinquency 72
Credit Card Delinquency 96
Bankruptcy Filing Rate 25
Employment & Wages 68.4
Unemployment Rate 34
Wage-to-Rent Ratio 81
Business Formation Rate 90
Housing Cost Burden 60.2
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 57
Homeownership Rate 15
Rent-to-Income Ratio 95

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jones County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jones County
Jones County, TX 71.1 Serious
Nolan County, TX 68.9 Serious -2.3
Haskell County, TX 67.3 Serious -3.9
Taylor County, TX 60.4 Elevated -10.7
Callahan County, TX 54.7 Elevated -16.4
Stonewall County, TX 50.3 Elevated -20.8
Fisher County, TX 48.9 Normal -22.2
Shackelford County, TX 44.9 Normal -26.2

Population Peers

County Score Zone vs. Jones County
Worth County, GA 71.1 Serious -0.0
Ottawa County, OK 71.2 Serious +0.0
Brown County, TX 71.1 Serious -0.0
Tyler County, TX 71.0 Serious -0.1
Grady County, GA 71.0 Serious -0.1

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Find Help in Jones County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Jones County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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