Hall County, Texas

County Distress Index: Serious · 65.8 | 2,818 people · 74th most distressed in Texas
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Hall County, TX shows significant household financial distress with a score of 65.8 — 453rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 74th of 254 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hall County's primary driver is Income & Poverty at 93.6 — worse than roughly 94% of U.S. counties.

Income & Poverty Primary driver 93.6
Poverty Rate 91
Income vs. State Median 95
Child Poverty Rate 95
Community Vulnerability 89.5
Uninsured Rate 95
Disability Rate 84
Employment & Wages 60.3
Unemployment Rate 55
Wage-to-Rent Ratio 82
Business Formation Rate 44
Debt & Delinquency 46.7
Debt in Collections 55
Medical Debt 47
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 5
Bankruptcy Filing Rate 20
Housing Cost Burden 38.8
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 44
Homeownership Rate 47
Rent-to-Income Ratio 93

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hall County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hall County
Hall County, TX 65.8 Serious —
Motley County, TX 67.7 Serious +1.9
Donley County, TX 62.1 Elevated -3.7
Briscoe County, TX 60.6 Elevated -5.2
Collingsworth County, TX 58.9 Elevated -6.9
Childress County, TX 58.3 Elevated -7.5
Cottle County, TX 55.4 Elevated -10.4

Population Peers

County Score Zone vs. Hall County
Tyrrell County, NC 65.8 Serious -0.0
Jeff Davis County, TX 65.7 Serious -0.0
Clay County, TN 65.8 Serious +0.1
Guadalupe County, NM 65.6 Serious -0.1
La Salle County, TX 65.6 Serious -0.1

Download Data

Export all distress indicators for Hall County as a CSV file.

Find Help in Hall County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Hall County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hall County, Texas?

    Hall County has a County Distress Index score of 65.8 out of 100, placing it in the Serious zone. It ranks 453rd nationally out of 3,144 counties and 74th in Texas out of 254 counties.

  • What drives financial distress in Hall County?

    The primary driver of distress in Hall County is Income & Poverty, where the county scores 93.6 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Hall County compare to neighboring counties?

    Hall County (65.8) can be compared to its 6 neighboring counties: Motley County, TX (67.7); Donley County, TX (62.1); Briscoe County, TX (60.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hall County?

    Hall County, Texas has a population of approximately 2,818 (2023 Census estimate), classified as a tiny county.