Gregg County, Texas

County Distress Index: Serious · 65.1 | 126,243 people · 77th most distressed in Texas

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Gregg County, TX shows significant household financial distress with a score of 65.1 — 491st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 77th of 254 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gregg County's primary driver is Debt & Delinquency at 80.6 — worse than roughly 81% of U.S. counties.

Debt & Delinquency Primary driver 80.6
Debt in Collections 91
Medical Debt 99
Student Loan Delinquency 91
Auto Loan Delinquency 84
Credit Card Delinquency 75
Bankruptcy Filing Rate 43
Housing Cost Burden 75.4
Rent-Burdened (30%+) 83
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 48
Homeownership Rate 93
Rent-to-Income Ratio 70
Income & Poverty 62.3
Poverty Rate 68
Income vs. State Median 46
Child Poverty Rate 73
Community Vulnerability 58.9
Uninsured Rate 93
Disability Rate 25
Employment & Wages 48.3
Unemployment Rate 67
Wage-to-Rent Ratio 47
Business Formation Rate 32

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gregg County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gregg County
Gregg County, TX 65.1 Serious
Harrison County, TX 63.7 Elevated -1.4
Upshur County, TX 63.4 Elevated -1.7
Rusk County, TX 59.1 Elevated -6.0
Smith County, TX 57.5 Elevated -7.6

Population Peers

County Score Zone vs. Gregg County
Bowie County, TX 65.1 Serious -0.0
Lauderdale County, MS 65.0 Serious -0.1
Valencia County, NM 64.9 Elevated -0.2
Pottawatomie County, OK 64.8 Elevated -0.3
St. Landry Parish, LA 65.4 Serious +0.3

Download Data

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Find Help in Gregg County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Gregg County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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