Delta County, Texas

County Distress Index: Elevated · 62.5 | 5,520 people · 94th most distressed in Texas
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Delta County, TX registers elevated household financial distress with a score of 62.5 — 650th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 94th of 254 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Delta County's primary driver is Debt & Delinquency at 72.0 — above the national median.

Debt & Delinquency Primary driver 72.0
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 28
Credit Card Delinquency 84
Bankruptcy Filing Rate 50
Community Vulnerability 67.2
Uninsured Rate 46
Disability Rate 88
Employment & Wages 66.5
Unemployment Rate 61
Wage-to-Rent Ratio 68
Business Formation Rate 70
Income & Poverty 66.1
Poverty Rate 62
Income vs. State Median 65
Child Poverty Rate 72
Housing Cost Burden 41.0
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 54
Homeownership Rate 7
Rent-to-Income Ratio 45

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Delta County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Delta County
Delta County, TX 62.5 Elevated —
Red River County, TX 73.5 Serious +11.0
Lamar County, TX 68.2 Serious +5.6
Hunt County, TX 64.7 Elevated +2.1
Hopkins County, TX 57.4 Elevated -5.1
Fannin County, TX 56.1 Elevated -6.4
Franklin County, TX 53.3 Elevated -9.3

Population Peers

County Score Zone vs. Delta County
Hoonah-Angoon Census Area, AK 62.5 Elevated -0.0
Wheeler County, OR 62.5 Elevated -0.0
Luce County, MI 62.6 Elevated +0.0
Iron County, MO 62.6 Elevated +0.0
Wilkinson County, GA 62.4 Elevated -0.1

Download Data

Export all distress indicators for Delta County as a CSV file.

Find Help in Delta County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Delta County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Delta County, Texas?

    Delta County has a County Distress Index score of 62.5 out of 100, placing it in the Elevated zone. It ranks 650th nationally out of 3,144 counties and 94th in Texas out of 254 counties.

  • What drives financial distress in Delta County?

    The primary driver of distress in Delta County is Debt & Delinquency, where the county scores 72.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Delta County compare to neighboring counties?

    Delta County (62.5) can be compared to its 6 neighboring counties: Red River County, TX (73.5); Lamar County, TX (68.2); Hunt County, TX (64.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Delta County?

    Delta County, Texas has a population of approximately 5,520 (2023 Census estimate), classified as a tiny county.