Culberson County, Texas

County Distress Index: Elevated · 58.0 | 2,196 people · 131st most distressed in Texas
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Culberson County, TX registers elevated household financial distress with a score of 58.0 — 992nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 131st of 254 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Culberson County's primary driver is Community Vulnerability at 90.2 — worse than roughly 90% of U.S. counties.

Community Vulnerability Primary driver 90.2
Uninsured Rate 95
Disability Rate 85
Income & Poverty 85.5
Poverty Rate 87
Income vs. State Median 74
Child Poverty Rate 95
Debt & Delinquency 63.7
Debt in Collections 95
Medical Debt 52
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 8
Housing Cost Burden 25.9
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 52
Rent-to-Income Ratio 63
Employment & Wages 24.7
Unemployment Rate 19
Wage-to-Rent Ratio 5
Business Formation Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Culberson County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Culberson County
Culberson County, TX 58.0 Elevated —
Hudspeth County, TX 67.3 Serious +9.3
Jeff Davis County, TX 65.7 Serious +7.8
Otero County, NM 63.4 Elevated +5.4
Reeves County, TX 50.8 Elevated -7.2
Eddy County, NM 44.0 Normal -14.0

Population Peers

County Score Zone vs. Culberson County
Wheeler County, TX 57.9 Elevated -0.1
Blaine County, MT 57.8 Elevated -0.2
Galax city, VA 57.7 Elevated -0.3
Childress County, TX 58.3 Elevated +0.3
Glascock County, GA 58.3 Elevated +0.3

Download Data

Export all distress indicators for Culberson County as a CSV file.

Find Help in Culberson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Culberson County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Culberson County, Texas?

    Culberson County has a County Distress Index score of 58.0 out of 100, placing it in the Elevated zone. It ranks 992nd nationally out of 3,144 counties and 131st in Texas out of 254 counties.

  • What drives financial distress in Culberson County?

    The primary driver of distress in Culberson County is Community Vulnerability, where the county scores 90.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Culberson County compare to neighboring counties?

    Culberson County (58.0) can be compared to its 5 neighboring counties: Hudspeth County, TX (67.3); Jeff Davis County, TX (65.7); Otero County, NM (63.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Culberson County?

    Culberson County, Texas has a population of approximately 2,196 (2023 Census estimate), classified as a tiny county.