Concho County, Texas

County Distress Index: Elevated · 59.3 | 3,297 people · 122nd most distressed in Texas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Concho County, TX registers elevated household financial distress with a score of 59.3 — 883rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 122nd of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Concho County's primary driver is Income & Poverty at 82.1 — worse than roughly 82% of U.S. counties.

Income & Poverty Primary driver 82.1
Poverty Rate 91
Income vs. State Median 72
Child Poverty Rate 84
Community Vulnerability 76.1
Uninsured Rate 65
Disability Rate 87
Debt & Delinquency 51.5
Debt in Collections 47
Medical Debt 7
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 53
Bankruptcy Filing Rate 47
Employment & Wages 50.9
Unemployment Rate 27
Wage-to-Rent Ratio 31
Business Formation Rate 95
Housing Cost Burden 36.0
Rent-Burdened (30%+) 11
Severely Rent-Burdened (50%+) 9
Mortgage-Burdened (30%+) 47
Homeownership Rate 31
Rent-to-Income Ratio 81

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Concho County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Concho County
Concho County, TX 59.3 Elevated —
McCulloch County, TX 71.5 Serious +12.2
Menard County, TX 69.6 Serious +10.3
Coleman County, TX 64.2 Elevated +4.9
Tom Green County, TX 60.0 Elevated +0.7
Runnels County, TX 56.1 Elevated -3.2
Schleicher County, TX 50.2 Elevated -9.1

Population Peers

County Score Zone vs. Concho County
Newton County, AR 59.3 Elevated -0.1
Warren County, GA 59.4 Elevated +0.1
Northwest Arctic Borough, AK 59.2 Elevated -0.1
Hamilton County, TX 59.0 Elevated -0.3
Graham County, NC 59.6 Elevated +0.3

Download Data

Export all distress indicators for Concho County as a CSV file.

Find Help in Concho County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Concho County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Concho County, Texas?

    Concho County has a County Distress Index score of 59.3 out of 100, placing it in the Elevated zone. It ranks 883rd nationally out of 3,144 counties and 122nd in Texas out of 254 counties.

  • What drives financial distress in Concho County?

    The primary driver of distress in Concho County is Income & Poverty, where the county scores 82.1 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Concho County compare to neighboring counties?

    Concho County (59.3) can be compared to its 6 neighboring counties: McCulloch County, TX (71.5); Menard County, TX (69.6); Coleman County, TX (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Concho County?

    Concho County, Texas has a population of approximately 3,297 (2023 Census estimate), classified as a tiny county.