Unemployment in Northwest Arctic Borough, Alaska, is higher than in 99% of U.S. counties

In Northwest Arctic Borough, 9.9% of the labor force was out of work, on average (Bureau of Labor Statistics, Sep 2025 to Aug 2026). That is higher than in 99% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 30 counties in Alaska
74score /100

More distressed than 74% of U.S. counties.

What drives Northwest Arctic Borough's score

In Northwest Arctic Borough, jobs weigh most: the score for jobs is 95.0. About one in three adults aged 25 to 54 (35.3%, 2020 to 2024) isn't working, a higher share than in 95% of U.S. counties. Income and the safety net comes next, at 66.1.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Northwest Arctic Borough does better than most counties on two measures: renters paying half their income or more in rent (7.1%, 2020 to 2024) and people with a disability (11.7%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Northwest Arctic Borough ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    95.0 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      35.3% · 2020 to 2024
      95th percentile
    • Unemployment rate, 12-month average
      9.9% · Sep 2025 to Aug 2026
      95th percentile
  • Income and safety net

    66.1 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      34.0% · 2024
      95th percentile
    • People with a disability
      11.7% · 2020 to 2024
      12th percentile
    • Median household income (lower income, longer bar)
      $72,928 · 2024
      33rd percentile
    • People below the poverty line
      23.8% · 2024
      94th percentile
    • People without health insurance
      18.1% · 2020 to 2024
      94th percentile
  • Late payments

    65.0 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      not published for this county; scored at the state median · August 2025
      8th percentile
    • People with a credit card behind
      12.1% · August 2025
      95th percentile
    • People with a subprime credit score
      37.1% · Q4 2025
      91st percentile
  • Housing costs

    50.7 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      33.0% · fiscal year 2027
      95th percentile
    • Renters paying half their income or more in rent
      7.1% · 2020 to 2024
      6th percentile
  • Collections and bankruptcy

    45.1 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      34.7% · August 2025
      85th percentile
    • Bankruptcy filings per 100,000 people
      not published for this county; scored at the state median · 2025
      5th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Northwest Arctic Borough comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Northwest Arctic Borough

55 38

Alaska

63 18 20

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Northwest Arctic Borough in 2024, pay from work was 55 cents of every dollar of income. Income from investments and rentals was 7 cents. Benefit checks were 38 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 13 cents of every dollar in 1969, but pay from work still brings in more.

In Northwest Arctic Borough, benefit checks rose from 13 to 38 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Northwest Arctic Borough, Alaska: 38.2% and 54.7% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 38.2% Pay 54.7% 0%20%40%60%80% 196920002024 Benefits 38.2% Pay 54.7%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Northwest Arctic Borough, Alaska American Default · americandefault.org

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The quote: In 2024, benefit checks made up 38.2% of all personal income in Northwest Arctic Borough, Alaska (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Northwest Arctic Borough, 8.5% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Northwest Arctic Borough has changed

The number of people living in Northwest Arctic Borough grew by about 79% between 1969 and 2024, from 3,983 to 7,134. The number of jobs located there grew by about 39% from 1990 to 2024.

Unemployment fell from 14.9% in 1990 to 10.0% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 3,983 2024 7,134 BEA
Jobs located in the countyBLS QCEW 1990 2,160 2024 2,999 BLS QCEW
Unemployment rateBLS LAUS 1990 14.9% 2025 10.0% BLS LAUS
People below the poverty lineCensus SAIPE 1993 22.6% 2024 23.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1993 $37,236 2024 $72,928 Census SAIPE
Share of income from benefit checksBEA 1969 12.9% 2024 38.2% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Northwest Arctic Borough's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 7,793, which is also its most recent census. Census Bureau

  2. 1986

    Incorporated June 2, 1986. Wikipedia

  3. Since 1994

    7 federal disaster and emergency declarations have covered Northwest Arctic Borough, 5 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Northwest Arctic Borough beside its neighbors

Northwest Arctic Borough scores higher than all three counties that border it. For the share of income from benefit checks, Northwest Arctic Borough ranks 2nd of the four; Yukon-Koyukuk Census Area is highest, at 40.2%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Northwest Arctic Borough, AK 74 1st of 30 23.8% 38.2%
Nome Census Area, AK 58 5th of 30 22.4% 31.0%
Yukon-Koyukuk Census Area, AK 53 7th of 30 19.9% 40.2%
North Slope Borough, AK 24 19th of 30 14.8% 9.7%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Northwest Arctic Borough the poorest county in Alaska?

No, Northwest Arctic Borough's poverty rate was 23.8% in 2024, 3rd highest of 30 in Alaska (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Kusilvak Census Area, at 34.9%. On our distress index, which counts more than poverty, Northwest Arctic Borough ranks 1st of 30 in the state.

Northwest Arctic Borough in photographs

Places in Northwest Arctic Borough from Wikimedia Commons, each captioned in its photographer's own words.

The Kotzebue Sound as seen from Cape Krusenstern

The Kotzebue Sound as seen from Cape Krusenstern.

Photo: Education Specialist via Wikimedia Commons, CC BY 2.0

Kotzebue AFS, Alaska

Kotzebue AFS, Alaska.

Photo: United States Air Force via Wikimedia Commons, Public domain

Northwest Arctic Borough, Alaska: common questions

What is the poverty rate in Northwest Arctic Borough, Alaska?

23.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in four people. Among children it was 34.0%.

Is Northwest Arctic Borough the poorest county in Alaska?

No, Northwest Arctic Borough's poverty rate was 23.8% in 2024, 3rd highest of 30 in Alaska (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Kusilvak Census Area, at 34.9%. On our distress index, which counts more than poverty, Northwest Arctic Borough ranks 1st of 30 in the state.

What is the population of Northwest Arctic Borough, Alaska?

About 7,134 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 7,793, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Northwest Arctic Borough

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Alaska foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Northwest Arctic Borough · Every U.S. county (CSV)

Cite this Northwest Arctic Borough, Alaska, scores 74 on the County Distress Index (data through Aug 2026): more distressed than 74% of U.S. counties · American Default Research · americandefault.org/counties/alaska/northwest-arctic-borough-ak/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Northwest Arctic Borough comes from, 2024.
  • History The agencies named in each row and the linked records above.