Calhoun County, Texas

County Distress Index: Elevated · 51.3 | 19,696 people · 181st most distressed in Texas

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Calhoun County, TX registers elevated household financial distress with a score of 51.3 — 1490th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 181st of 254 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Calhoun County's primary driver is Debt & Delinquency at 68.7 — above the national median.

Debt & Delinquency Primary driver 68.7
Debt in Collections 92
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 76
Credit Card Delinquency 54
Bankruptcy Filing Rate 15
Community Vulnerability 63.0
Uninsured Rate 67
Disability Rate 59
Income & Poverty 50.2
Poverty Rate 59
Income vs. State Median 23
Child Poverty Rate 69
Employment & Wages 40.4
Unemployment Rate 30
Wage-to-Rent Ratio 5
Business Formation Rate 86
Housing Cost Burden 34.3
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 37
Homeownership Rate 39
Rent-to-Income Ratio 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Calhoun County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Calhoun County
Calhoun County, TX 51.3 Elevated
Refugio County, TX 71.8 Serious +20.5
Matagorda County, TX 68.7 Serious +17.4
Victoria County, TX 67.0 Serious +15.7
Aransas County, TX 66.6 Serious +15.3
Jackson County, TX 59.4 Elevated +8.1

Population Peers

County Score Zone vs. Calhoun County
Union County, MS 51.3 Elevated +0.0
Bosque County, TX 51.3 Elevated +0.0
Chippewa County, MI 51.3 Elevated -0.0
Monroe County, MS 51.4 Elevated +0.0
Beauregard Parish, LA 51.4 Elevated +0.0

Download Data

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Find Help in Calhoun County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Calhoun County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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