Bosque County, Texas

County Distress Index: Elevated · 51.3 | 18,996 people · 180th most distressed in Texas
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Bosque County, TX registers elevated household financial distress with a score of 51.3 — 1489th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 180th of 254 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bosque County's primary driver is Community Vulnerability at 80.7 — worse than roughly 81% of U.S. counties.

Community Vulnerability Primary driver 80.7
Uninsured Rate 94
Disability Rate 68
Debt & Delinquency 73.1
Debt in Collections 80
Medical Debt 88
Student Loan Delinquency 95
Auto Loan Delinquency 57
Credit Card Delinquency 63
Bankruptcy Filing Rate 55
Income & Poverty 40.6
Poverty Rate 35
Income vs. State Median 29
Child Poverty Rate 58
Employment & Wages 37.5
Unemployment Rate 49
Wage-to-Rent Ratio 14
Business Formation Rate 49
Housing Cost Burden 24.7
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 11
Mortgage-Burdened (30%+) 32
Homeownership Rate 42
Rent-to-Income Ratio 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bosque County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bosque County
Bosque County, TX 51.3 Elevated —
McLennan County, TX 62.1 Elevated +10.8
Coryell County, TX 61.2 Elevated +9.9
Erath County, TX 60.4 Elevated +9.1
Hamilton County, TX 59.0 Elevated +7.7
Hill County, TX 58.6 Elevated +7.2
Johnson County, TX 54.2 Elevated +2.9
Somervell County, TX 29.0 Healthy -22.3

Population Peers

County Score Zone vs. Bosque County
Union County, MS 51.3 Elevated 0.0
Calhoun County, TX 51.3 Elevated -0.0
Monroe County, MS 51.4 Elevated +0.0
Beauregard Parish, LA 51.4 Elevated +0.0
Chippewa County, MI 51.3 Elevated -0.0

Download Data

Export all distress indicators for Bosque County as a CSV file.

Find Help in Bosque County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Bosque County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Bosque County, Texas?

    Bosque County has a County Distress Index score of 51.3 out of 100, placing it in the Elevated zone. It ranks 1,489th nationally out of 3,144 counties and 180th in Texas out of 254 counties.

  • What drives financial distress in Bosque County?

    The primary driver of distress in Bosque County is Community Vulnerability, where the county scores 80.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Bosque County compare to neighboring counties?

    Bosque County (51.3) can be compared to its 7 neighboring counties: McLennan County, TX (62.1); Coryell County, TX (61.2); Erath County, TX (60.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Bosque County?

    Bosque County, Texas has a population of approximately 18,996 (2023 Census estimate), classified as a small county.