Bastrop County, Texas

County Distress Index: Elevated · 53.1 | 110,778 people · 175th most distressed in Texas

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Bastrop County, TX registers elevated household financial distress with a score of 53.1 — 1366th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Texas, it ranks 175th of 254 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bastrop County's primary driver is Housing Cost Burden at 64.2 — above the national median.

Housing Cost Burden Primary driver 64.2
Rent-Burdened (30%+) 42
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 92
Homeownership Rate 43
Rent-to-Income Ratio 93
Debt & Delinquency 62.2
Debt in Collections 78
Medical Debt 89
Student Loan Delinquency 45
Auto Loan Delinquency 63
Credit Card Delinquency 74
Bankruptcy Filing Rate 24
Community Vulnerability 57.1
Uninsured Rate 97
Disability Rate 17
Employment & Wages 53.9
Unemployment Rate 34
Wage-to-Rent Ratio 97
Business Formation Rate 31
Income & Poverty 28.2
Poverty Rate 32
Income vs. State Median 12
Child Poverty Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bastrop County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bastrop County
Bastrop County, TX 53.1 Elevated
Caldwell County, TX 63.6 Elevated +10.5
Lee County, TX 47.8 Normal -5.3
Travis County, TX 39.8 Normal -13.3
Fayette County, TX 39.0 Normal -14.1
Williamson County, TX 37.2 Normal -15.9

Population Peers

County Score Zone vs. Bastrop County
Clallam County, WA 53.1 Elevated +0.0
Kanawha County, WV 53.2 Elevated +0.1
Clinton County, NY 53.2 Elevated +0.1
Washington County, OK 53.2 Elevated +0.1
Okaloosa County, FL 53.0 Elevated -0.1

Download Data

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Find Help in Bastrop County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Bastrop County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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