Bailey County, Texas

County Distress Index: Elevated · 50.6 | 6,672 people · 184th most distressed in Texas

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Bailey County, TX registers elevated household financial distress with a score of 50.6 — 1548th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 184th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bailey County's primary driver is Income & Poverty at 76.5 — worse than roughly 77% of U.S. counties.

Income & Poverty Primary driver 76.5
Poverty Rate 70
Income vs. State Median 84
Child Poverty Rate 75
Debt & Delinquency 61.5
Debt in Collections 76
Medical Debt 93
Student Loan Delinquency 80
Auto Loan Delinquency 84
Credit Card Delinquency 5
Bankruptcy Filing Rate 31
Community Vulnerability 54.9
Uninsured Rate 95
Disability Rate 15
Employment & Wages 34.9
Unemployment Rate 38
Wage-to-Rent Ratio 37
Business Formation Rate 30
Housing Cost Burden 25.1
Rent-Burdened (30%+) 7
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 24
Homeownership Rate 24
Rent-to-Income Ratio 66

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bailey County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bailey County
Bailey County, TX 50.6 Elevated
Roosevelt County, NM 64.4 Elevated +13.8
Cochran County, TX 64.0 Elevated +13.4
Curry County, NM 63.6 Elevated +13.0
Hockley County, TX 57.7 Elevated +7.1
Lamb County, TX 57.4 Elevated +6.8
Parmer County, TX 45.3 Normal -5.3

Population Peers

County Score Zone vs. Bailey County
Clark County, ID 50.6 Elevated +0.0
Iron County, WI 50.6 Elevated +0.1
Charles City County, VA 50.7 Elevated +0.1
Storey County, NV 50.5 Elevated -0.1
Pope County, IL 50.8 Elevated +0.2

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Find Help in Bailey County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Bailey County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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