Armstrong County, Texas

County Distress Index: Healthy · 30.2 | 1,832 people · 252nd most distressed in Texas
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Armstrong County, TX ranks among the least distressed counties in the country at 30.2 — 2881st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Texas, it ranks 252nd of 254 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Armstrong County's primary driver is Debt & Delinquency at 60.4 — above the national median.

Debt & Delinquency Primary driver 60.4
Debt in Collections 35
Medical Debt 90
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 12
Income & Poverty 28.2
Poverty Rate 24
Income vs. State Median 23
Child Poverty Rate 37
Community Vulnerability 26.8
Uninsured Rate 44
Disability Rate 10
Employment & Wages 22.3
Unemployment Rate 16
Wage-to-Rent Ratio 41
Business Formation Rate 10
Housing Cost Burden 13.1
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 12
Homeownership Rate 11
Rent-to-Income Ratio 32

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Armstrong County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Armstrong County
Armstrong County, TX 30.2 Healthy —
Swisher County, TX 70.4 Serious +40.3
Potter County, TX 66.8 Serious +36.6
Donley County, TX 62.1 Elevated +31.9
Briscoe County, TX 60.6 Elevated +30.4
Gray County, TX 59.6 Elevated +29.4
Randall County, TX 41.7 Normal +11.6
Carson County, TX 35.7 Normal +5.6

Population Peers

County Score Zone vs. Armstrong County
Ellsworth County, KS 30.2 Healthy 0.0
McIntosh County, ND 30.2 Healthy +0.1
Grant County, SD 30.1 Healthy -0.1
Greeley County, NE 29.9 Healthy -0.3
Jackson County, MN 29.9 Healthy -0.3

Download Data

Export all distress indicators for Armstrong County as a CSV file.

Find Help in Armstrong County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Armstrong County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Armstrong County, Texas?

    Armstrong County has a County Distress Index score of 30.2 out of 100, placing it in the Healthy zone. It ranks 2,881st nationally out of 3,144 counties and 252nd in Texas out of 254 counties.

  • What drives financial distress in Armstrong County?

    The primary driver of distress in Armstrong County is Debt & Delinquency, where the county scores 60.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Armstrong County compare to neighboring counties?

    Armstrong County (30.2) can be compared to its 7 neighboring counties: Swisher County, TX (70.4); Potter County, TX (66.8); Donley County, TX (62.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Armstrong County?

    Armstrong County, Texas has a population of approximately 1,832 (2023 Census estimate), classified as a tiny county.