Marshall County, Tennessee

County Distress Index: Normal · 41.6 | 36,961 people · 90th most distressed in Tennessee
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Marshall County, TN falls within the normal range for household financial distress at 41.6 — 2237th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Tennessee, it ranks 90th of 95 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Marshall County's primary driver is Debt & Delinquency at 61.2 — above the national median.

Debt & Delinquency Primary driver 61.2
Debt in Collections 63
Medical Debt 84
Student Loan Delinquency 35
Auto Loan Delinquency 32
Credit Card Delinquency 65
Bankruptcy Filing Rate 88
Employment & Wages 55.4
Unemployment Rate 74
Wage-to-Rent Ratio 34
Business Formation Rate 58
Housing Cost Burden 35.4
Rent-Burdened (30%+) 32
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 69
Homeownership Rate 33
Rent-to-Income Ratio 11
Community Vulnerability 31.3
Uninsured Rate 51
Disability Rate 11
Income & Poverty 24.8
Poverty Rate 26
Income vs. State Median 12
Child Poverty Rate 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Marshall County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Marshall County
Marshall County, TN 41.6 Normal —
Bedford County, TN 56.2 Elevated +14.6
Giles County, TN 55.6 Elevated +14.0
Lincoln County, TN 52.1 Elevated +10.5
Maury County, TN 48.2 Normal +6.6
Rutherford County, TN 45.3 Normal +3.6
Williamson County, TN 15.9 Healthy -25.7

Population Peers

County Score Zone vs. Marshall County
Koochiching County, MN 41.6 Normal -0.0
Logan County, OH 41.6 Normal -0.0
Sweetwater County, WY 41.7 Normal +0.0
Camden County, MO 41.7 Normal +0.1
Callaway County, MO 41.5 Normal -0.1

Download Data

Export all distress indicators for Marshall County as a CSV file.

Find Help in Marshall County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Marshall County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Marshall County, Tennessee?

    Marshall County has a County Distress Index score of 41.6 out of 100, placing it in the Normal zone. It ranks 2,237th nationally out of 3,144 counties and 90th in Tennessee out of 95 counties.

  • What drives financial distress in Marshall County?

    The primary driver of distress in Marshall County is Debt & Delinquency, where the county scores 61.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Marshall County compare to neighboring counties?

    Marshall County (41.6) can be compared to its 6 neighboring counties: Bedford County, TN (56.2); Giles County, TN (55.6); Lincoln County, TN (52.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Marshall County?

    Marshall County, Tennessee has a population of approximately 36,961 (2023 Census estimate), classified as a small county.