Humphreys County, Tennessee

County Distress Index: Normal · 48.2 | 19,209 people · 80th most distressed in Tennessee
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Humphreys County, TN falls within the normal range for household financial distress at 48.2 — 1733rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 80th of 95 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Humphreys County's primary driver is Community Vulnerability at 70.5 — above the national median.

Community Vulnerability Primary driver 70.5
Uninsured Rate 71
Disability Rate 70
Debt & Delinquency 57.5
Debt in Collections 56
Medical Debt 74
Student Loan Delinquency 22
Auto Loan Delinquency 44
Credit Card Delinquency 77
Bankruptcy Filing Rate 72
Income & Poverty 50.0
Poverty Rate 59
Income vs. State Median 29
Child Poverty Rate 61
Employment & Wages 32.5
Unemployment Rate 45
Wage-to-Rent Ratio 5
Business Formation Rate 47
Housing Cost Burden 30.5
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 41
Homeownership Rate 21
Rent-to-Income Ratio 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Humphreys County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Humphreys County
Humphreys County, TN 48.2 Normal —
Perry County, TN 64.2 Elevated +16.0
Benton County, TN 58.8 Elevated +10.6
Houston County, TN 58.4 Elevated +10.2
Hickman County, TN 57.2 Elevated +9.0
Dickson County, TN 45.0 Normal -3.2

Population Peers

County Score Zone vs. Humphreys County
Young County, TX 48.2 Normal -0.0
Alexander County, NC 48.2 Normal -0.0
Banks County, GA 48.1 Normal -0.1
Idaho County, ID 48.1 Normal -0.1
Pend Oreille County, WA 48.1 Normal -0.1

Download Data

Export all distress indicators for Humphreys County as a CSV file.

Find Help in Humphreys County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Humphreys County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Humphreys County, Tennessee?

    Humphreys County has a County Distress Index score of 48.2 out of 100, placing it in the Normal zone. It ranks 1,733rd nationally out of 3,144 counties and 80th in Tennessee out of 95 counties.

  • What drives financial distress in Humphreys County?

    The primary driver of distress in Humphreys County is Community Vulnerability, where the county scores 70.5 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Humphreys County compare to neighboring counties?

    Humphreys County (48.2) can be compared to its 5 neighboring counties: Perry County, TN (64.2); Benton County, TN (58.8); Houston County, TN (58.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Humphreys County?

    Humphreys County, Tennessee has a population of approximately 19,209 (2023 Census estimate), classified as a small county.