Henry County, Tennessee

County Distress Index: Serious · 66.8 | 32,554 people · 14th most distressed in Tennessee
American Default Research

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Henry County, TN shows significant household financial distress with a score of 66.8 — 388th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 14th of 95 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henry County's primary driver is Community Vulnerability at 81.7 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 81.7
Uninsured Rate 73
Disability Rate 90
Income & Poverty 78.3
Poverty Rate 79
Income vs. State Median 73
Child Poverty Rate 83
Debt & Delinquency 69.6
Debt in Collections 67
Medical Debt 76
Student Loan Delinquency 76
Auto Loan Delinquency 41
Credit Card Delinquency 71
Bankruptcy Filing Rate 87
Employment & Wages 60.2
Unemployment Rate 55
Wage-to-Rent Ratio 40
Business Formation Rate 86
Housing Cost Burden 44.3
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 66
Homeownership Rate 44
Rent-to-Income Ratio 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henry County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henry County
Henry County, TN 66.8 Serious —
Carroll County, TN 67.6 Serious +0.8
Weakley County, TN 63.2 Elevated -3.6
Benton County, TN 58.8 Elevated -8.0
Calloway County, KY 58.4 Elevated -8.4
Graves County, KY 55.0 Elevated -11.8
Stewart County, TN 44.7 Normal -22.1

Population Peers

County Score Zone vs. Henry County
Washington County, ME 66.8 Serious -0.0
Cass County, TX 66.8 Serious +0.0
Dawson County, TX 66.8 Serious +0.0
Duplin County, NC 66.8 Serious -0.0
Drew County, AR 66.9 Serious +0.0

Download Data

Export all distress indicators for Henry County as a CSV file.

Find Help in Henry County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Henry County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Henry County, Tennessee?

    Henry County has a County Distress Index score of 66.8 out of 100, placing it in the Serious zone. It ranks 388th nationally out of 3,144 counties and 14th in Tennessee out of 95 counties.

  • What drives financial distress in Henry County?

    The primary driver of distress in Henry County is Community Vulnerability, where the county scores 81.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Henry County compare to neighboring counties?

    Henry County (66.8) can be compared to its 6 neighboring counties: Carroll County, TN (67.6); Weakley County, TN (63.2); Benton County, TN (58.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henry County?

    Henry County, Tennessee has a population of approximately 32,554 (2023 Census estimate), classified as a small county.