Giles County, Tennessee

County Distress Index: Elevated · 55.6 | 30,721 people · 61st most distressed in Tennessee
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Giles County, TN registers elevated household financial distress with a score of 55.6 — 1172nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Tennessee, it ranks 61st of 95 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Giles County's primary driver is Debt & Delinquency at 69.2 — above the national median.

Debt & Delinquency Primary driver 69.2
Debt in Collections 60
Medical Debt 77
Student Loan Delinquency 89
Auto Loan Delinquency 47
Credit Card Delinquency 55
Bankruptcy Filing Rate 86
Employment & Wages 62.7
Unemployment Rate 72
Wage-to-Rent Ratio 36
Business Formation Rate 80
Income & Poverty 57.1
Poverty Rate 63
Income vs. State Median 39
Child Poverty Rate 69
Community Vulnerability 55.2
Uninsured Rate 55
Disability Rate 55
Housing Cost Burden 33.8
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 29
Homeownership Rate 52
Rent-to-Income Ratio 38

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Giles County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Giles County
Giles County, TN 55.6 Elevated —
Lawrence County, TN 61.1 Elevated +5.5
Lincoln County, TN 52.1 Elevated -3.5
Lauderdale County, AL 50.6 Elevated -4.9
Maury County, TN 48.2 Normal -7.4
Marshall County, TN 41.6 Normal -14.0
Limestone County, AL 34.4 Healthy -21.2

Population Peers

County Score Zone vs. Giles County
Lyon County, KS 55.6 Elevated -0.0
Comanche County, TX 55.6 Elevated +0.0
Pamlico County, NC 55.6 Elevated +0.1
Pontotoc County, MS 55.5 Elevated -0.1
Clay County, TX 55.7 Elevated +0.1

Download Data

Export all distress indicators for Giles County as a CSV file.

Find Help in Giles County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Giles County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Giles County, Tennessee?

    Giles County has a County Distress Index score of 55.6 out of 100, placing it in the Elevated zone. It ranks 1,172nd nationally out of 3,144 counties and 61st in Tennessee out of 95 counties.

  • What drives financial distress in Giles County?

    The primary driver of distress in Giles County is Debt & Delinquency, where the county scores 69.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Giles County compare to neighboring counties?

    Giles County (55.6) can be compared to its 6 neighboring counties: Lawrence County, TN (61.1); Lincoln County, TN (52.1); Lauderdale County, AL (50.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Giles County?

    Giles County, Tennessee has a population of approximately 30,721 (2023 Census estimate), classified as a small county.