Bradley County, Tennessee

County Distress Index: Elevated · 62.0 | 111,579 people · 34th most distressed in Tennessee
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Bradley County, TN registers elevated household financial distress with a score of 62.0 — 684th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Tennessee, it ranks 34th of 95 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bradley County's primary driver is Debt & Delinquency at 71.9 — above the national median.

Debt & Delinquency Primary driver 71.9
Debt in Collections 72
Medical Debt 90
Student Loan Delinquency 58
Auto Loan Delinquency 56
Credit Card Delinquency 59
Bankruptcy Filing Rate 96
Housing Cost Burden 66.3
Rent-Burdened (30%+) 69
Severely Rent-Burdened (50%+) 61
Mortgage-Burdened (30%+) 48
Homeownership Rate 79
Rent-to-Income Ratio 74
Community Vulnerability 64.2
Uninsured Rate 67
Disability Rate 61
Employment & Wages 56.6
Unemployment Rate 41
Wage-to-Rent Ratio 67
Business Formation Rate 62
Income & Poverty 51.3
Poverty Rate 61
Income vs. State Median 35
Child Poverty Rate 58

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bradley County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bradley County
Bradley County, TN 62.0 Elevated —
Polk County, TN 66.3 Serious +4.3
Meigs County, TN 61.3 Elevated -0.8
McMinn County, TN 60.3 Elevated -1.8
Murray County, GA 56.6 Elevated -5.4
Whitfield County, GA 56.3 Elevated -5.8
Hamilton County, TN 51.7 Elevated -10.3

Population Peers

County Score Zone vs. Bradley County
Coconino County, AZ 62.0 Elevated -0.0
Brazos County, TX 62.0 Elevated -0.0
Pueblo County, CO 62.1 Elevated +0.0
Mahoning County, OH 62.1 Elevated +0.1
Hawkins County, TN 62.2 Elevated +0.2

Download Data

Export all distress indicators for Bradley County as a CSV file.

Find Help in Bradley County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Bradley County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Bradley County, Tennessee?

    Bradley County has a County Distress Index score of 62.0 out of 100, placing it in the Elevated zone. It ranks 684th nationally out of 3,144 counties and 34th in Tennessee out of 95 counties.

  • What drives financial distress in Bradley County?

    The primary driver of distress in Bradley County is Debt & Delinquency, where the county scores 71.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Bradley County compare to neighboring counties?

    Bradley County (62.0) can be compared to its 6 neighboring counties: Polk County, TN (66.3); Meigs County, TN (61.3); McMinn County, TN (60.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Bradley County?

    Bradley County, Tennessee has a population of approximately 111,579 (2023 Census estimate), classified as a mid county.