Todd County, South Dakota

County Distress Index: Elevated · 61.0 | 9,199 people · 4th most distressed in South Dakota
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Todd County, SD registers elevated household financial distress with a score of 61.0 — 758th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within South Dakota, it ranks 4th of 66 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Todd County's primary driver is Income & Poverty at 95.0 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 95.0
Poverty Rate 95
Income vs. State Median 95
Child Poverty Rate 95
Employment & Wages 71.2
Unemployment Rate 92
Wage-to-Rent Ratio 27
Business Formation Rate 95
Community Vulnerability 50.6
Uninsured Rate 95
Disability Rate 6
Debt & Delinquency 48.6
Debt in Collections 95
Medical Debt 56
Student Loan Delinquency 14
Auto Loan Delinquency 95
Credit Card Delinquency 19
Bankruptcy Filing Rate 13
Housing Cost Burden 39.3
Rent-Burdened (30%+) 15
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 5
Homeownership Rate 95
Rent-to-Income Ratio 60

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Todd County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Todd County
Todd County, SD 61.0 Elevated —
Jackson County, SD 62.3 Elevated +1.3
Bennett County, SD 55.1 Elevated -5.8
Mellette County, SD 52.4 Elevated -8.6
Tripp County, SD 42.8 Normal -18.2
Cherry County, NE 39.7 Normal -21.2
Keya Paha County, NE 38.4 Normal -22.6

Population Peers

County Score Zone vs. Todd County
Calhoun County, WV 60.9 Elevated -0.0
Benton County, MS 61.0 Elevated +0.0
Reynolds County, MO 60.9 Elevated -0.0
Chautauqua County, KS 61.0 Elevated +0.0
Fall River County, SD 60.9 Elevated -0.1

Download Data

Export all distress indicators for Todd County as a CSV file.

Find Help in Todd County

Find an Attorney

State Bar of South Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of South Dakota Lawyer Referral Service 605-224-7554

Free Legal Aid

Legal aid organizations serving Todd County residents at no cost.

East River Legal Services 1-800-952-3015
Dakota Plains Legal Services 1-800-658-2297

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in South Dakota →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Todd County, South Dakota?

    Todd County has a County Distress Index score of 61.0 out of 100, placing it in the Elevated zone. It ranks 758th nationally out of 3,144 counties and 4th in South Dakota out of 66 counties.

  • What drives financial distress in Todd County?

    The primary driver of distress in Todd County is Income & Poverty, where the county scores 95.0 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Todd County compare to neighboring counties?

    Todd County (61.0) can be compared to its 6 neighboring counties: Jackson County, SD (62.3); Bennett County, SD (55.1); Mellette County, SD (52.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Todd County?

    Todd County, South Dakota has a population of approximately 9,199 (2023 Census estimate), classified as a tiny county.