Gilliam County, Oregon

County Distress Index: Normal · 35.8 | 2,026 people · 36th most distressed in Oregon
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Gilliam County, OR falls within the normal range for household financial distress at 35.8 — 2606th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Oregon, it ranks 36th of 36 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gilliam County's primary driver is Community Vulnerability at 45.0 — above the national median.

Community Vulnerability Primary driver 45.0
Uninsured Rate 27
Disability Rate 63
Debt & Delinquency 35.3
Debt in Collections 26
Medical Debt 7
Student Loan Delinquency 44
Auto Loan Delinquency 30
Credit Card Delinquency 35
Bankruptcy Filing Rate 70
Employment & Wages 35.1
Unemployment Rate 87
Wage-to-Rent Ratio 6
Business Formation Rate 12
Income & Poverty 34.5
Poverty Rate 36
Income vs. State Median 32
Child Poverty Rate 36
Housing Cost Burden 28.9
Rent-Burdened (30%+) 9
Severely Rent-Burdened (50%+) 11
Mortgage-Burdened (30%+) 69
Homeownership Rate 44
Rent-to-Income Ratio 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gilliam County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gilliam County
Gilliam County, OR 35.8 Normal —
Wheeler County, OR 62.5 Elevated +26.8
Wasco County, OR 61.6 Elevated +25.8
Sherman County, OR 51.7 Elevated +15.9
Klickitat County, WA 46.5 Normal +10.7
Morrow County, OR 41.4 Normal +5.7

Population Peers

County Score Zone vs. Gilliam County
Grant County, KS 35.8 Normal +0.0
Carson County, TX 35.7 Normal -0.0
Madison County, MT 35.8 Normal +0.0
Howard County, NE 35.9 Normal +0.1
Thomas County, KS 35.6 Normal -0.1

Download Data

Export all distress indicators for Gilliam County as a CSV file.

Find Help in Gilliam County

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Gilliam County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Gilliam County, Oregon?

    Gilliam County has a County Distress Index score of 35.8 out of 100, placing it in the Normal zone. It ranks 2,606th nationally out of 3,144 counties and 36th in Oregon out of 36 counties.

  • What drives financial distress in Gilliam County?

    The primary driver of distress in Gilliam County is Community Vulnerability, where the county scores 45.0 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Gilliam County compare to neighboring counties?

    Gilliam County (35.8) can be compared to its 5 neighboring counties: Wheeler County, OR (62.5); Wasco County, OR (61.6); Sherman County, OR (51.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Gilliam County?

    Gilliam County, Oregon has a population of approximately 2,026 (2023 Census estimate), classified as a tiny county.