Osage County, Oklahoma

County Distress Index: Elevated · 60.5 | 46,130 people · 38th most distressed in Oklahoma
American Default Research

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Osage County, OK registers elevated household financial distress with a score of 60.5 — 797th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 38th of 77 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Osage County's primary driver is Community Vulnerability at 79.2 — worse than roughly 79% of U.S. counties.

Community Vulnerability Primary driver 79.2
Uninsured Rate 74
Disability Rate 84
Debt & Delinquency 74.1
Debt in Collections 77
Medical Debt 67
Student Loan Delinquency 77
Auto Loan Delinquency 80
Credit Card Delinquency 80
Bankruptcy Filing Rate 63
Employment & Wages 57.6
Unemployment Rate 61
Wage-to-Rent Ratio 75
Business Formation Rate 37
Income & Poverty 46.8
Poverty Rate 56
Income vs. State Median 30
Child Poverty Rate 55
Housing Cost Burden 45.1
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 43
Mortgage-Burdened (30%+) 39
Homeownership Rate 27
Rent-to-Income Ratio 73

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Osage County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Osage County
Osage County, OK 60.5 Elevated —
Kay County, OK 65.1 Serious +4.6
Pawnee County, OK 61.9 Elevated +1.3
Chautauqua County, KS 61.0 Elevated +0.5
Cowley County, KS 55.7 Elevated -4.8
Tulsa County, OK 54.9 Elevated -5.6
Washington County, OK 53.2 Elevated -7.3
Noble County, OK 45.9 Normal -14.6

Population Peers

County Score Zone vs. Osage County
Letcher County, KY 60.5 Elevated 0.0
Neosho County, KS 60.5 Elevated +0.0
Newberry County, SC 60.6 Elevated +0.0
Dent County, MO 60.5 Elevated -0.0
Alamosa County, CO 60.6 Elevated +0.0

Download Data

Export all distress indicators for Osage County as a CSV file.

Find Help in Osage County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Osage County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Osage County, Oklahoma?

    Osage County has a County Distress Index score of 60.5 out of 100, placing it in the Elevated zone. It ranks 797th nationally out of 3,144 counties and 38th in Oklahoma out of 77 counties.

  • What drives financial distress in Osage County?

    The primary driver of distress in Osage County is Community Vulnerability, where the county scores 79.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Osage County compare to neighboring counties?

    Osage County (60.5) can be compared to its 7 neighboring counties: Kay County, OK (65.1); Pawnee County, OK (61.9); Chautauqua County, KS (61.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Osage County?

    Osage County, Oklahoma has a population of approximately 46,130 (2023 Census estimate), classified as a small county.