Oklahoma County, Oklahoma

County Distress Index: Elevated · 56.7 | 808,866 people · 48th most distressed in Oklahoma
American Default Research

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Oklahoma County, OK registers elevated household financial distress with a score of 56.7 — 1092nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oklahoma, it ranks 48th of 77 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Oklahoma County's primary driver is Housing Cost Burden at 77.1 — worse than roughly 77% of U.S. counties.

Housing Cost Burden Primary driver 77.1
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 65
Homeownership Rate 94
Rent-to-Income Ratio 64
Debt & Delinquency 64.9
Debt in Collections 82
Medical Debt 93
Student Loan Delinquency 3
Auto Loan Delinquency 66
Credit Card Delinquency 68
Bankruptcy Filing Rate 78
Community Vulnerability 59.7
Uninsured Rate 85
Disability Rate 35
Income & Poverty 52.5
Poverty Rate 68
Income vs. State Median 20
Child Poverty Rate 70
Employment & Wages 29.4
Unemployment Rate 52
Wage-to-Rent Ratio 28
Business Formation Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Oklahoma County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Oklahoma County
Oklahoma County, OK 56.7 Elevated —
Pottawatomie County, OK 64.8 Elevated +8.1
Lincoln County, OK 58.4 Elevated +1.6
Cleveland County, OK 48.1 Normal -8.6
Logan County, OK 46.9 Normal -9.9
Canadian County, OK 42.9 Normal -13.8
Kingfisher County, OK 38.5 Normal -18.3

Population Peers

County Score Zone vs. Oklahoma County
Winnebago County, IL 56.7 Elevated -0.0
Santa Barbara County, CA 56.5 Elevated -0.2
Henry County, GA 56.2 Elevated -0.5
Marion County, IN 57.3 Elevated +0.5
Pinal County, AZ 55.9 Elevated -0.8

Download Data

Export all distress indicators for Oklahoma County as a CSV file.

Find Help in Oklahoma County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Oklahoma County.

COMMUNITY ACTION AGENCY OF OKLAHOMA CITY AND OKLAHOMA/CANADIAN COUNTIES, INC.
Oklahoma City
405-232-0199 Website
Foreclosure PreventionPre-PurchaseHomebuyer Education
NEIGHBORHOOD HOUSING SERVICES OKLAHOMA CITY
Oklahoma City
405-231-4663 Website
Foreclosure PreventionPre-PurchaseHomebuyer Education

See all counselors in Oklahoma →

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Oklahoma County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oklahoma →

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Frequently Asked Questions

  • What is the distress score for Oklahoma County, Oklahoma?

    Oklahoma County has a County Distress Index score of 56.7 out of 100, placing it in the Elevated zone. It ranks 1,092nd nationally out of 3,144 counties and 48th in Oklahoma out of 77 counties.

  • What drives financial distress in Oklahoma County?

    The primary driver of distress in Oklahoma County is Housing Cost Burden, where the county scores 77.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Oklahoma County compare to neighboring counties?

    Oklahoma County (56.7) can be compared to its 6 neighboring counties: Pottawatomie County, OK (64.8); Lincoln County, OK (58.4); Cleveland County, OK (48.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Oklahoma County?

    Oklahoma County, Oklahoma has a population of approximately 808,866 (2023 Census estimate), classified as a large county.