Noble County, Oklahoma

County Distress Index: Normal · 45.9 | 10,832 people · 68th most distressed in Oklahoma
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Noble County, OK falls within the normal range for household financial distress at 45.9 — 1909th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Oklahoma, it ranks 68th of 77 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Noble County's primary driver is Debt & Delinquency at 77.4 — worse than roughly 77% of U.S. counties.

Debt & Delinquency Primary driver 77.4
Debt in Collections 75
Medical Debt 95
Student Loan Delinquency 77
Auto Loan Delinquency 87
Credit Card Delinquency 57
Bankruptcy Filing Rate 73
Community Vulnerability 56.9
Uninsured Rate 45
Disability Rate 69
Income & Poverty 42.4
Poverty Rate 48
Income vs. State Median 32
Child Poverty Rate 48
Employment & Wages 31.9
Unemployment Rate 34
Wage-to-Rent Ratio 15
Business Formation Rate 47
Housing Cost Burden 21.0
Rent-Burdened (30%+) 27
Severely Rent-Burdened (50%+) 6
Mortgage-Burdened (30%+) 29
Homeownership Rate 19
Rent-to-Income Ratio 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Noble County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Noble County
Noble County, OK 45.9 Normal —
Kay County, OK 65.1 Serious +19.2
Pawnee County, OK 61.9 Elevated +16.0
Osage County, OK 60.5 Elevated +14.6
Garfield County, OK 59.7 Elevated +13.8
Payne County, OK 59.0 Elevated +13.1
Logan County, OK 46.9 Normal +1.0

Population Peers

County Score Zone vs. Noble County
Greene County, IL 45.9 Normal 0.0
Juniata County, PA 45.9 Normal -0.0
Clinton County, OH 46.0 Normal +0.1
Morgan County, GA 46.0 Normal +0.1
Ketchikan Gateway Borough, AK 45.8 Normal -0.1

Download Data

Export all distress indicators for Noble County as a CSV file.

Find Help in Noble County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Frequently Asked Questions

  • What is the distress score for Noble County, Oklahoma?

    Noble County has a County Distress Index score of 45.9 out of 100, placing it in the Normal zone. It ranks 1,909th nationally out of 3,144 counties and 68th in Oklahoma out of 77 counties.

  • What drives financial distress in Noble County?

    The primary driver of distress in Noble County is Debt & Delinquency, where the county scores 77.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Noble County compare to neighboring counties?

    Noble County (45.9) can be compared to its 6 neighboring counties: Kay County, OK (65.1); Pawnee County, OK (61.9); Osage County, OK (60.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Noble County?

    Noble County, Oklahoma has a population of approximately 10,832 (2023 Census estimate), classified as a small county.