McClain County, Oklahoma

County Distress Index: Normal · 44.4 | 47,072 people · 70th most distressed in Oklahoma
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McClain County, OK falls within the normal range for household financial distress at 44.4 — 2043rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Oklahoma, it ranks 70th of 77 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McClain County's primary driver is Debt & Delinquency at 57.5 — above the national median.

Debt & Delinquency Primary driver 57.5
Debt in Collections 51
Medical Debt 83
Student Loan Delinquency 42
Auto Loan Delinquency 43
Credit Card Delinquency 47
Bankruptcy Filing Rate 79
Housing Cost Burden 55.8
Rent-Burdened (30%+) 78
Severely Rent-Burdened (50%+) 71
Mortgage-Burdened (30%+) 81
Homeownership Rate 26
Rent-to-Income Ratio 23
Community Vulnerability 50.2
Uninsured Rate 63
Disability Rate 37
Employment & Wages 43.8
Unemployment Rate 30
Wage-to-Rent Ratio 84
Business Formation Rate 17
Income & Poverty 14.6
Poverty Rate 16
Income vs. State Median 5
Child Poverty Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McClain County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McClain County
McClain County, OK 44.4 Normal —
Pottawatomie County, OK 64.8 Elevated +20.4
Garvin County, OK 58.1 Elevated +13.7
Grady County, OK 50.8 Elevated +6.4
Cleveland County, OK 48.1 Normal +3.7
Pontotoc County, OK 46.8 Normal +2.4
Canadian County, OK 42.9 Normal -1.4

Population Peers

County Score Zone vs. McClain County
Greene County, NY 44.4 Normal 0.0
Charlottesville city, VA 44.4 Normal +0.0
Cass County, IL 44.3 Normal -0.0
Carroll County, IL 44.3 Normal -0.1
Lawrence County, IN 44.5 Normal +0.1

Download Data

Export all distress indicators for McClain County as a CSV file.

Find Help in McClain County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving McClain County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for McClain County, Oklahoma?

    McClain County has a County Distress Index score of 44.4 out of 100, placing it in the Normal zone. It ranks 2,043rd nationally out of 3,144 counties and 70th in Oklahoma out of 77 counties.

  • What drives financial distress in McClain County?

    The primary driver of distress in McClain County is Debt & Delinquency, where the county scores 57.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does McClain County compare to neighboring counties?

    McClain County (44.4) can be compared to its 6 neighboring counties: Pottawatomie County, OK (64.8); Garvin County, OK (58.1); Grady County, OK (50.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of McClain County?

    McClain County, Oklahoma has a population of approximately 47,072 (2023 Census estimate), classified as a small county.