Harmon County, Oklahoma

County Distress Index: Serious · 70.2 | 2,392 people · 18th most distressed in Oklahoma
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Harmon County, OK shows significant household financial distress with a score of 70.2 — 203rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Oklahoma, it ranks 18th of 77 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Harmon County's primary driver is Income & Poverty at 92.8 — worse than roughly 93% of U.S. counties.

Income & Poverty Primary driver 92.8
Poverty Rate 95
Income vs. State Median 89
Child Poverty Rate 95
Community Vulnerability 89.2
Uninsured Rate 95
Disability Rate 83
Debt & Delinquency 76.0
Debt in Collections 87
Medical Debt 95
Student Loan Delinquency 77
Auto Loan Delinquency 68
Credit Card Delinquency 63
Bankruptcy Filing Rate 65
Employment & Wages 52.7
Unemployment Rate 6
Wage-to-Rent Ratio 57
Business Formation Rate 95
Housing Cost Burden 40.4
Rent-Burdened (30%+) 11
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 10
Homeownership Rate 62
Rent-to-Income Ratio 77

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Harmon County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Harmon County
Harmon County, OK 70.2 Serious —
Hardeman County, TX 71.3 Serious +1.1
Greer County, OK 66.3 Serious -3.9
Beckham County, OK 62.0 Elevated -8.2
Collingsworth County, TX 58.9 Elevated -11.4
Childress County, TX 58.3 Elevated -12.0
Jackson County, OK 55.1 Elevated -15.2

Population Peers

County Score Zone vs. Harmon County
Liberty County, FL 70.2 Serious 0.0
Bullock County, AL 70.2 Serious -0.0
Jenkins County, GA 70.2 Serious -0.0
Webster County, WV 70.3 Serious +0.1
Costilla County, CO 70.1 Serious -0.1

Download Data

Export all distress indicators for Harmon County as a CSV file.

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Oklahoma Bar Association Lawyer Referral 405-416-7000

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Frequently Asked Questions

  • What is the distress score for Harmon County, Oklahoma?

    Harmon County has a County Distress Index score of 70.2 out of 100, placing it in the Serious zone. It ranks 203rd nationally out of 3,144 counties and 18th in Oklahoma out of 77 counties.

  • What drives financial distress in Harmon County?

    The primary driver of distress in Harmon County is Income & Poverty, where the county scores 92.8 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Harmon County compare to neighboring counties?

    Harmon County (70.2) can be compared to its 6 neighboring counties: Hardeman County, TX (71.3); Greer County, OK (66.3); Beckham County, OK (62.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Harmon County?

    Harmon County, Oklahoma has a population of approximately 2,392 (2023 Census estimate), classified as a tiny county.