Choctaw County, Oklahoma

County Distress Index: Serious · 74.6 | 14,276 people · 5th most distressed in Oklahoma
American Default Research

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Choctaw County, OK shows significant household financial distress with a score of 74.6 — 74th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 5th of 77 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Choctaw County's primary driver is Community Vulnerability at 93.4 — worse than roughly 93% of U.S. counties.

Community Vulnerability Primary driver 93.4
Uninsured Rate 92
Disability Rate 95
Income & Poverty 92.7
Poverty Rate 93
Income vs. State Median 92
Child Poverty Rate 92
Debt & Delinquency 75.5
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 77
Auto Loan Delinquency 86
Credit Card Delinquency 77
Bankruptcy Filing Rate 24
Employment & Wages 55.8
Unemployment Rate 58
Wage-to-Rent Ratio 57
Business Formation Rate 52
Housing Cost Burden 55.3
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 36
Homeownership Rate 83
Rent-to-Income Ratio 82

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Choctaw County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Choctaw County
Choctaw County, OK 74.6 Serious —
Red River County, TX 73.5 Serious -1.0
Pushmataha County, OK 72.4 Serious -2.2
Atoka County, OK 70.6 Serious -4.0
McCurtain County, OK 69.6 Serious -4.9
Bryan County, OK 69.2 Serious -5.4
Lamar County, TX 68.2 Serious -6.4

Population Peers

County Score Zone vs. Choctaw County
Okfuskee County, OK 74.5 Serious -0.0
Williamsburg County, SC 74.5 Serious -0.0
Frio County, TX 74.7 Serious +0.1
Hertford County, NC 74.4 Serious -0.2
Bamberg County, SC 74.4 Serious -0.2

Download Data

Export all distress indicators for Choctaw County as a CSV file.

Find Help in Choctaw County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Choctaw County.

HOUSING AUTHORITY OF THE CHOCTAW NATION OF OKLAHOMA
Hugo
580-326-7521
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPost-Purchase

See all counselors in Oklahoma →

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Choctaw County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oklahoma →

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Frequently Asked Questions

  • What is the distress score for Choctaw County, Oklahoma?

    Choctaw County has a County Distress Index score of 74.6 out of 100, placing it in the Serious zone. It ranks 74th nationally out of 3,144 counties and 5th in Oklahoma out of 77 counties.

  • What drives financial distress in Choctaw County?

    The primary driver of distress in Choctaw County is Community Vulnerability, where the county scores 93.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Choctaw County compare to neighboring counties?

    Choctaw County (74.6) can be compared to its 6 neighboring counties: Red River County, TX (73.5); Pushmataha County, OK (72.4); Atoka County, OK (70.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Choctaw County?

    Choctaw County, Oklahoma has a population of approximately 14,276 (2023 Census estimate), classified as a small county.